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838 Bedford Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 838 Bedford Rd, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,080 sqft · built 1900
Lot Size0.103 acres (4,521 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Oct 2024)
Tax Bill$7,482 (2026)
Deeds & MortgagesJun 2022 Line of Credit
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN421500 49.28-2-26

Property Details

APN / Parcel Number

Primary APN421500 49.28-2-26
Alternative APN
  • 150004902800020260000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,080 sqft Living Area
1st Floor Area1,016 sqft
2nd Floor Area1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,521 sqft (0.103 acres)
Lot Dimensions137 ft deep x 33 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area307 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address838 BEDFORD RD
CitySCHENECTADY
StateNY
Zip12308-3410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND BRICK
Legal Block2
Legal Lot Number26.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2011
Census Tract20600

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address838 BEDFORD RD, SCHENECTADY, NY 12308-3410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Aug 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2024 · Amount on Record
Deed SaleOct 30, 2024 · Amount on Record
Prior SaleJun 2, 2023 · Amount on Record
Deed Document Number202465204
Deed Book / Page2140 / 958
Prior Transfer DateApr 27, 2009
Prior Transfer Doc0000023327
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address838 BEDFORD RD, SCHENECTADY, NY 12308-3410
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030849
DateJun 10, 2022
Book Page5233/677
Instrument202230849
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateAug 13, 2018
Property Address838 BEDFORD RD, SCHENECTADY, NY 12308-3410
Document Number0000035924
Book / Page001993 / 000577
Instrument DateJul 18, 2018
Instrument35924
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address838 BEDFORD RD SCHENECTADY NY 123083410, SCHENECTADY, NY 12308-3410

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,482.00 (+3.14%)
2025$7,254.00 (+39.63%)$147,000 (+2%) Land $18,400 Building $128,600$243,418 (+56.98%) Land $30,469 Building $212,949
2023$122,500 (-) Land $18,400 Building $104,100$155,063 (+3.8%) Land $23,291 Building $131,772
2022$122,500 Land $18,400 Building $104,100$149,390 Land $22,439 Building $126,951
2021$5,195.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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