901 Baker St, Covington, KY 41011 Property Records

Kenton County property record for 901 Baker St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 558 sqft · built 1926
Lot Size	0.055 acres (2,375 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Jun 2022)
Tax Bill	$1,191 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-44-05-005.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-05-005.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	558 sqft Finished Area
Gross Area	624 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,375 sqft (0.055 acres)
Lot Dimensions	95 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	901 BAKER ST
City	COVINGTON
State	KY
Zip	41011-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHURBROCKS PT LOT 13 25'X 95' SWC 9TH & BAKER
Legal Subdivision	SCHURBROCKS
Legal Lot Number	13
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1010
Census Tract	61600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lewisburg Historic District listed 1993 · 430 contributing resources · NRIS 93001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	901 BAKER ST, COVINGTON, KY 41011-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage CITY OF COVINGTON
Jun 15, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jun 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	2022128
Deed Book / Page	171 / 314
Prior Transfer Date	Jun 21, 2020
Prior Transfer Doc	0000000243
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	901 BAKER ST, COVINGTON, KY 41011-2007
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 W PIKE ST, COVINGTON, KY 41011-2711

Mortgage

Document Number	0005900301
Date	Aug 4, 2022
Book Page	394/804
Instrument	22080405900301

Lender

Name	CITY OF COVINGTON
Type	Government Agency
Address	COVINGTON, KY 41011

Agreement

Amount	Amount Recorded
Term	58 Months
Due	Jun 6, 2027

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 15, 2022
Property Address	901 BAKER ST, COVINGTON, KY 41011-2007
Document Number	0005900128
Book / Page	171 / 314
Instrument Date	Jun 9, 2022
Instrument	22061505900128
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 LEVASSOR AVE, 508, COVINGTON, KY 41014-1735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 BAKER ST, COVINGTON, KY 41011-2007

Mortgage

Document Number	0005900129
Date	Jun 15, 2022
Book Page	379/979
Instrument	22061505900129

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jun 22, 2020
Property Address	901 BAKER ST, COVINGTON, KY 41011-2007
Document Number	0000000243
Book / Page	000027 / 000629
Instrument Date	Jun 21, 2020
Instrument	243
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 122071 COVINGTON KY 410122071, COVINGTON, KY 41012-2071

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 28, 2018
Property Address	901 BAKER ST, COVINGTON, KY 41011-2007
Document Number	0000000004
Book / Page	0C6571 / 000345
Instrument Date	Dec 27, 2018
Instrument	4
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 LEVASSOR AVE COVINGTON KY 410141735, COVINGTON, KY 41014-1735

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,900 (-) Land $10,000 Building $79,900	$89,900 (-) Land $10,000 Building $79,900
2025	$1,191.00 (-0.5%)	$89,900 (-) Land $5,000 Building $84,900	$89,900 (-) Land $5,000 Building $84,900
2023	$1,197.00	$89,900 Land $5,000 Building $84,900	$89,900 Land $5,000 Building $84,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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