911 Baker St, Covington, KY 41011 Property Records

Kenton County property record for 911 Baker St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,615 sqft · built 1900
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jul 2023)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-44-05-008.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-05-008.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,615 sqft Finished Area
Gross Area	2,040 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	911 BAKER ST
City	COVINGTON
State	KY
Zip	41011-2001
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SCHURBROCKS S 22.78' LOT 12 & N 2.6' 11
Legal Subdivision	SCHURBROCKS
Legal Lot Number	11,12
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1010
Census Tract	61600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lewisburg Historic District listed 1993 · 430 contributing resources · NRIS 93001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	911 BAKER ST, COVINGTON, KY 41011-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2023 · Amount on Record
Deed Sale	Jul 6, 2023 · Amount on Record
Prior Sale	Sep 1, 2004 · Amount on Record
Deed Document Number	202333
Deed Book / Page	234 / 284
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 6, 2023
Property Address	911 BAKER ST, COVINGTON, KY 41011-2001
Document Number	0005900033
Book / Page	KC 234 / 284
Instrument Date	Jun 27, 2023
Instrument	23070605900033
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4959 MADISON PIKE, INDEPENDENCE, KY 41051-8737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 BAKER ST, COVINGTON, KY 41011-2001

Mortgage

Document Number	0005900034
Date	Jul 6, 2023
Book Page	KCM 474/43
Instrument	23070605900034

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,000 (+29.41%) Land $10,000 Building $100,000	$110,000 (+29.41%) Land $10,000 Building $100,000
2025	$1,126.00 (-0.53%)	$85,000 (-) Land $5,000 Building $80,000	$85,000 (-) Land $5,000 Building $80,000
2023	$1,132.00 (+0.89%)	$85,000 (-) Land $5,000 Building $80,000	$85,000 (-) Land $5,000 Building $80,000
2022	$1,122.00	$85,000 Land $5,000 Building $80,000	$85,000 Land $5,000 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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