9000 Elder Ln, Youngstown, FL 32466 Property Records

Bay County property record for 9000 Elder Ln, Youngstown, FL 32466

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 2006
Lot Size	1.39 acres (60,766 sqft)
Owner	2 Owner Names on Record
Last Sale	$18,400 (Mar 2004)
Tax Bill	$364 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`05264-171-041`

Property Details

APN / Parcel Number

Primary APN	`05264-171-041`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Heated Area
Gross Area	1,120 sqft
1st Floor Area	864 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	60,766 sqft (1.39 acres)
Porch	Porch
Porch Area	256 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	9000 ELDER LN
City	YOUNGSTOWN
State	FL
Zip	32466-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 2S 13W -1.220- 141A COM NW COR TH S 1649.97' E 2695.59' N 301.57' E 190' N
Legal Range	13W
Legal Township	02S
Legal Section	15
Legal Subdivision	PANAMA PINES UN 11
Legal Block	B
Legal Lot Number	11
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1005
Census Tract	401

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	9000 ELDER LN, YOUNGSTOWN, FL 32466-3352
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2004 · Amount on Record
Deed Sale	Mar 8, 2004 · Amount on Record
Deed Document Number	2004-016357
Deed Book / Page	2406 / 1961
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	9000 ELDER LN, YOUNGSTOWN, FL 32466-3352
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9000 ELDER LN, YOUNGSTOWN, FL 32466-3352

Mortgage

Document Number	0046820099
Date	Apr 25, 2023
Book Page	4682/99
Instrument	2023025317

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2033

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	9000 ELDER LN, YOUNGSTOWN, FL 32466-3352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9000 ELDER LN, YOUNGSTOWN, FL 32466-3352

Mortgage

Document Number	0043470156
Date	Jan 5, 2021
Book Page	4347/156
Instrument	2021000621

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$364.00 (-5.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$71,923 (+7.13%)	$84,273 (+12.1%) Land $21,755 Building $62,518
2023	$384.00 (+8.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$67,135 (+3%)	$75,178 (+9.58%) Land $16,018 Building $59,160
2022	$354.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$65,180	$68,607 Land $14,516 Building $54,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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