900 Unity Church Rd, Ramer, TN 38367 Property Records

McNairy County property record for 900 Unity Church Rd, Ramer, TN 38367

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,724 sqft · built 1995
Lot Size	3.04 acres (132,422 sqft)
Owner	Individual Name on File
Last Sale	$73,500 (Sep 2013)
Tax Bill	$651 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055129 04900`

Property Details

APN / Parcel Number

Primary APN	`055129 04900`
Alternative APN	`129 04900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	132,422 sqft (3.04 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	398 sqft
Deck Area	96 sqft
Patio Area	432 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	900 UNITY CHURCH RD
City	RAMER
State	TN
Zip	38367-5156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 5
Legal Subdivision	PAUL C HENSON
Jurisdiction	MCNAIRY TN
Township / Civil Division	5
Census Block Group	3
Census Block	3019
Census Tract	930600

Owner

900 Unity Church Rd is owned and occupied by an individual who bought it in September 2013.

Source: McNairy County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	900 UNITY CHURCH RD, RAMER, TN 38367-5156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 10, 2018	Deed of Trust, Mortgage · VA Mortgage FORTUNE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2013 · Amount on File
Deed Sale	Sep 12, 2013 · Amount on File
Prior Sale	Feb 11, 2013 · Amount on File
Deed Document Number	87743
Deed Book / Page	227 / 642
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	900 UNITY CHURCH RD, RAMER, TN 38367-5156
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010973
Date	Nov 4, 2021
Book Page	10/973
Instrument	123805

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	900 UNITY CHURCH RD, RAMER, TN 38367-5156
Document Number	4272314
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	900 UNITY CHURCH RD RAMER TN 383675156, RAMER, TN 38367-5156

Mortgage

Document Number	4272314
Date	Sep 20, 2018
Book Page	000427/002314
Instrument	108912

Lender

Name	FORTUNE FIN'L
Type	Funding / Finance Company
Address	SAVANNAH, TN 38372

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 900 Unity Church Rd was $651.

Source: McNairy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$651.00	$41,250 Land $2,400 Building $38,850
2023		$41,250 (-) Land $2,400 Building $38,850
2022	$651.00	$41,250 Land $2,400 Building $38,850	$165,000 Land $9,600 Building $155,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 900 Unity Church Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 Unity Church Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTVIEW UTILITY DISTRICT serves 2,206 people · EPA ID TN0000570
Water Source	Purchased groundwater from SELMER WATER SYSTEM
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Unity Church Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures