McNairy County property record for 656 Unity Church Rd, Ramer, TN 38367 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 780 sqft · built 1983 |
| Lot Size | 3.39 acres (147,668 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $57,000 (Oct 2020) |
| Tax Bill | $179 (2025) |
| Deeds & Mortgages | Oct 2020 Sale Sep 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 055120 03906 |
| Primary APN | 055120 03906 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 147,668 sqft (3.39 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 120 sqft |
| Canopy | 1 sqft |
| Utility Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 656 UNITY CHURCH RD |
|---|---|
| City | RAMER |
| State | TN |
| Zip | 38367-5156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 5 |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3107 |
| Census Tract | 930600 |
Source: McNairy County records · APN 055120 03906
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 656 UNITY CHURCH RD, RAMER, TN 38367-5156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 11, 2018 | Warranty Deed, Transfer · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on Record |
| Deed Sale | Oct 29, 2020 · Amount on Record |
| Prior Sale | Sep 11, 2018 · Amount on Record |
| Deed Document Number | 117958 |
| Deed Book / Page | 256 / 346 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Oct 29, 2020 |
| Property Address | 656 UNITY CHURCH RD, RAMER, TN 38367-5156 |
| Document Number | 256346 |
| Book / Page | 000256 / 000346 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 117958 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 UNITY CHURCH RD RAMER TN 383675156, RAMER, TN 38367-5156 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Sep 11, 2018 |
| Property Address | 656 UNITY CHURCH RD, RAMER, TN 38367-5156 |
| Document Number | 247743 |
| Book / Page | 000247 / 000743 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 108782 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 UNITY CHURCH RD RAMER TN 383675156, RAMER, TN 38367-5156 |
| Document Number | 4271959 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 000427/001959 |
| Instrument | 108783 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MO 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 10, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: McNairy County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Unified School District | McNairy County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $179.00 | $11,350 (-) Land $2,625 Building $8,725 | |
| 2023 | $11,350 Land $2,625 Building $8,725 | ||
| 2022 | $179.00 | $45,400 Land $10,500 Building $34,900 |
Source: FEMA National Flood Hazard Layer, McNairy County (47109C), updated December 2, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471099306003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 2 (2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2014, other causes |
| Wildfire Risk | Moderate above 49% of the US · above 66% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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