807 Texas Ave, Lynn Haven, FL 32444 Property Records

Bay County property record for 807 Texas Ave, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1978
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$50,200 (Apr 1987)
Tax Bill	$710 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10849-066-000`

Property Details

APN / Parcel Number

Primary APN	`10849-066-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Heated Area
Gross Area	2,128 sqft
1st Floor Area	1,620 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	600 sqft
Porch	Porch
Porch Area	508 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	807 TEXAS AVE
City	LYNN HAVEN
State	FL
Zip	32444-1958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNN HAVEN LOTS 13,14 BLK 350 ORB 1137 P 1886
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	350
Legal Lot Number	13,14 14
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1025
Census Tract	1402

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	807 TEXAS AVE, LYNN HAVEN, FL 32444-1958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PANHANDLE CREDIT UNION
Apr 8, 2019	Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Dec 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 1987 · Amount on Record
Deed Sale	Apr 24, 1987 · Amount on Record
Deed Document Number	0011371886
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	807 TEXAS AVE, LYNN HAVEN, FL 32444-1958
Document Number	0043390650
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	807 TEXAS AVE LYNN HAVEN FL 324441958, LYNN HAVEN, FL 32444-1958

Mortgage

Document Number	0043390650
Date	Dec 17, 2020
Book Page	004339/000650
Instrument	85588

Lender

Name	PANHANDLE CREDIT UNION
Address	2718 MK JR BLVD, PANAMA CITY, FL 32405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2035

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	807 TEXAS AVE, LYNN HAVEN, FL 32444-1958
Document Number	0041091456
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	807 TEXAS AVE LYNN HAVEN FL 324441958, LYNN HAVEN, FL 32444-1958

Mortgage

Document Number	0041091456
Date	Apr 8, 2019
Book Page	004109/001456
Instrument	35402

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	807 TEXAS AVE, LYNN HAVEN, FL 32444-1958
Document Number	0040770429
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	807 TEXAS AVE LYNN HAVEN FL 324441958, LYNN HAVEN, FL 32444-1958

Mortgage

Document Number	0040770429
Date	Jan 9, 2019
Book Page	004077/000429
Instrument	3092

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$710.00 (-19.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$99,091 (+5.99%)	$176,364 (+8.92%) Land $70,000 Building $106,364
2023	$878.00 (+11.14%) Homeowner's exemption	$93,493 (+3%)	$161,924 (+19.17%) Land $65,500 Building $96,424
2022	$790.00 Homeowner's exemption	$90,770	$135,876 Land $48,000 Building $87,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 121 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	88 (1995–2021)
Claims Outside the SFHA	40 of 88
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 45 claims Severe Storms And Flooding, Jul 2013 · 4 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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