651 State Rd 78 W, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 651 State Rd 78 W, Okeechobee, FL 34974

Property Summary

Property Type	Duplex
Details	2 ba · 524 sqft · built 1958
Lot Size	0.23 acres (10,062 sqft)
Owner	Company Name on Record
Tax Bill	$678 (2025)
Deeds & Mortgages	May 2023 Transfer Mar 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1-04-38-35-0A00-00009-0000`

Property Details

APN / Parcel Number

Primary APN	`1-04-38-35-0A00-00009-0000`

Interior

Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	524 sqft Heated Area
Gross Area	680 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tin
Lot Area	10,062 sqft (0.23 acres)
Lot Dimensions	240 ft deep x 42 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	651 STATE ROAD 78 W
City	OKEECHOBEE
State	FL
Zip	34974-7701
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	COMMENCING AT THE NORTHEAST CORNER OF SECTION 4, TOWNSHIP 38 SOUTH, RANGE 35 EAST, RUN THENCE SOUTH 8955'30" WEST ALONG THE S
Legal Range	35E
Legal Township	38S
Legal Section	04
Legal Subdivision	THENCE RUN
Legal Tract	A
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1005
Census Tract	910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1841 NW AVENUE L, BELLE GLADE, FL 33430-1335
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Correction Deed ATTORNEY ONLY, ATTORNEY
Mar 3, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 25, 2022	Warranty Deed, Transfer COASTAL TITLE, COASTAL TITLE SERVICES INC
Dec 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2023
Deed Sale	May 10, 2023
Prior Sale	Feb 25, 2022 · Amount on Record
Deed Document Number	2022002653
Prior Transfer Date	Mar 3, 2023
Prior Transfer Doc	2023002609
Record Updated	Jun 8, 2026

May 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 16, 2023
Property Address	651 STATE ROAD 78 W, OKEECHOBEE, FL 34974-7701
Document Number	0000005852
Instrument Date	May 10, 2023
Instrument	2023005852
Record Updated	Jun 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1544 C RD, LOXAHATCHEE, FL 33470-4225

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1841 NW AVENUE N, BELLE GLADE, FL 33430

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 3, 2023
Property Address	651 STATE ROAD 78 W, OKEECHOBEE, FL 34974-7701
Document Number	0000002609
Instrument Date	Mar 3, 2023
Instrument	2023002609
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1841 NW AVENUE L, BELLE GLADE, FL 33430-1335

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1841 NW AVENUE L, BELLE GLADE, FL 33430-1335

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 25, 2022
Property Address	651 STATE ROAD 78 W, OKEECHOBEE, FL 34974-7701
Document Number	0000002653
Instrument Date	Feb 21, 2022
Instrument	2022002653
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	COASTAL TITLE, COASTAL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$6,580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1544 C RD, 1544, LOXAHATCHEE, FL 33470-4225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 NEATON CT, WELLINGTON, FL 33414-8310

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 1, 2017
Property Address	651 STATE ROAD 78 W, OKEECHOBEE, FL 34974-7701
Document Number	0007990120
Book / Page	000799 / 000120
Instrument Date	Nov 28, 2017
Instrument	11611
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1544 C RD LOXAHATCHEE FL 334704225, LOXAHATCHEE, FL 33470-4225

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$678.00 (-63.9%)	$50,623 (+18.85%) Land $19,219 Building $31,404	$50,623 (+18.85%) Land $19,219 Building $31,404
2023	$1,878.00 (+24.62%)	$42,594 (+11.86%) Land $17,472 Building $25,122	$42,594 (+11.86%) Land $17,472 Building $25,122
2022	$1,507.00	$38,077 Land $17,472 Building $20,605	$38,077 Land $17,472 Building $20,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	12 (2004–2014)
Claims Outside the SFHA	2 of 12
Most Recent Claim	May 2014 · other causes
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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