Erie County and Elma Town property record for 900 Schultz Rd, Elma, NY 14059 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,545 sqft · built 2001 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,968 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 144200 146.02-2-47.2 |
| Primary APN | 144200 146.02-2-47.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 5,545 sqft Living Area |
| 1st Floor Area | 3,710 sqft |
| 2nd Floor Area | 1,835 sqft |
| Basement Area | 2,000 sqft |
| Finished Basement | 2,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 94,525 sqft (2.17 acres) |
| Lot Width | 20 ft Width |
| Garage Type | Attached |
| Garage Area | 793 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Pool House | 290 sqft |
| Porch | Slab |
| Porch Area | 925 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 900 SCHULTZ RD |
|---|---|
| City | ELMA |
| State | NY |
| Zip | 14059-9380 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 2 |
| Legal Lot Number | 47.200 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | ELMA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 14101 |
Source: Erie County and Elma Town records · APN 144200 146.02-2-47.2
Assessment roll updated May 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 900 SCHULTZ RD, ELMA, NY 14059-9380 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 29, 2024 | Correction Deed |
| Jun 02, 2022 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK |
| Sep 07, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2024 |
| Transfer Doc | 0114284730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Feb 29, 2024 |
| Property Address | 900 SCHULTZ RD, ELMA, NY 14059-9380 |
| Document Number | 0114284730 |
| Book / Page | 11428 / 4730 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024033377 |
| Record Updated | Mar 18, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1930 BOWEN RD, ELMA, NY 14059-9402 |
| Name | Verified Name |
|---|---|
| Address | 900 SCHULTZ RD, ELMA, NY 14059-9380 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 900 SCHULTZ RD, ELMA, NY 14059-9380 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 900 SCHULTZ RD, ELMA, NY 14059-9380 |
| Document Number | 0140544926 |
|---|---|
| Date | Jun 02, 2022 |
| Book Page | 14054/4926 |
| Instrument | 2022106117 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 900 SCHULTZ RD, ELMA, NY 14059-9380 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 900 SCHULTZ RD, ELMA, NY 14059-9380 |
| Document Number | 0139507436 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 13950/7436 |
| Instrument | 2020131218 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, NY 14569 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 900 SCHULTZ RD, ELMA, NY 14059-9380 |
| Document Number | 0138716027 |
| Instrument Date | Sep 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 900 SCHULTZ RD ELMA NY 140599380, ELMA, NY 14059-9380 |
| Document Number | 0138716027 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 013871/006027 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Erie County and Elma Town records · Assessment roll updated May 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Elma Town |
| Unified School District | Iroquois Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,968.00 (+2.76%) | $29,750 (-) Land $2,200 Building $27,550 | $1,144,250 (+3.85%) Land $84,617 Building $1,059,633 |
| 2024 | $16,513.00 Homeowner's exemption | $29,750 (-) Land $2,200 Building $27,550 | $1,101,852 (+3.7%) Land $81,481 Building $1,020,371 |
| 2023 | Homeowner's exemption | $29,750 Land $2,200 Building $27,550 | $1,062,500 Land $78,571 Building $983,929 |
Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290141011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 7 (1979–2004) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Aug 2004, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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