900 McKenzie Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 900 McKenzie Ave, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 1977
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (May 2026)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-424-01`

Property Details

APN / Parcel Number

Primary APN	`017-424-01`
Alternative APN	`017-424-01-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,220 sqft Living Area
Gross Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,665 sqft (0.153 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	900 MCKENZIE AVE
City	WATSONVILLE
State	CA
Zip	95076-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VILLAGE ESTATES SUB #2 TR #679
Legal Lot Number	39
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1013
Census Tract	110101

Owner

900 McKenzie Ave is owned and occupied by an individual who bought it in May 2026.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	900 MCKENZIE AVE, WATSONVILLE, CA 95076-3528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Affidavit of Death of Trustee, Transfer
May 26, 2026	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
May 1, 2026	Affidavit of Death of Trustee, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Deed Document Number	202611732
Prior Transfer Date	Apr 3, 2014
Prior Transfer Doc	0000010580
Record Updated	Sep 20, 2026

May 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SANTA CRUZ CA
Recording Date	May 26, 2026
Property Address	900 MCKENZIE AVE, WATSONVILLE, CA 95076-3528
Document Number	0000011731
Instrument Date	May 19, 2026
Instrument	202611731
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3184 SILVER MAPLE CIR, THOUSAND OAKS, CA 91360-6380

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 26, 2026
Property Address	900 MCKENZIE AVE, WATSONVILLE, CA 95076-3528
Document Number	0000011732
Instrument Date	May 19, 2026
Instrument	202611732
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 MCKENZIE AVE, WATSONVILLE, CA 95076-3528

Mortgage

Document Number	0000011733,
Date	May 26, 2026
Instrument	202611733

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SANTA CRUZ CA
Recording Date	May 1, 2026
Property Address	900 MCKENZIE AVE, WATSONVILLE, CA 95076-3528
Document Number	0000009868
Instrument Date	Apr 24, 2026
Instrument	20269868
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3184 SILVER MAPLE CIR, THOUSAND OAKS, CA 91360-6380

Tax Assessment & Valuation

The 2025 property tax bill for 900 McKenzie Ave was $1,583, up 16% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,807 (+2%) Land $24,790 Building $93,017
2025	$1,583.00 (+15.97%) Homeowner's exemption	$115,497 Land $24,303 Building $91,194
2024	$1,365.00 (+1.71%)
2023	$1,342.00 (+1.98%) Homeowner's exemption	$111,012 Land $23,360 Building $87,652	$595,350
2022	$1,316.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 900 McKenzie Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 900 McKenzie Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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