900 McBrayer Rd, Clearfield, KY 40313 Property Records

Rowan County property record for 900 McBrayer Rd, Clearfield, KY 40313

Property Summary

Property Type	Commercial
Lot Size	1.16 acres (50,617 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Apr 2022)
Tax Bill	$1,255 (2025)
Deeds & Mortgages	Apr 2022 Sale May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081-00 00 002.01`

Property Details

APN / Parcel Number

Primary APN	`081-00 00 002.01`
Alternative APNs	`10666` `10717` `273`

Exterior

Lot Area	50,617 sqft (1.16 acres)

Location & Zoning

Account Number	273
Street Address	900 MCBRAYER RD
City	CLEARFIELD
State	KY
Zip	40313-9402
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BLDG & 1.162A+- MCBRAYER ROAD
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2002
Census Tract	950302

Owner

Source: Rowan County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	35 OLD BROADWAY, GARDEN CITY PARK, NY 11040-5012
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed, Transfer
May 30, 2019	Deed, Transfer · Commercial Mortgage FIRST FSLA OF MOREHEAD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	May 30, 2019 · Amount on Record
Deed Document Number	2016267
Deed Book / Page	D283 / 579
Record Updated	Jun 8, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 21, 2022
Property Address	900 MCBRAYER RD, CLEARFIELD, KY 40313-9402
Document Number	00D283/579
Book / Page	D283 / 579
Instrument Date	Apr 14, 2022
Instrument	2016267
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	722 SHORT ST, MOREHEAD, KY 40351-1454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 MCBRAYER RD, CLEARFIELD, KY 40313-9402

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	May 30, 2019
Property Address	900 MCBRAYER RD, CLEARFIELD, KY 40313-9402
Document Number	00D272/033
Book / Page	D272 / 033
Map Reference	DD 167 PG 271
Instrument Date	May 23, 2019
Instrument	414098
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	575 OLD HILDA RD, MOREHEAD, KY 40351-8324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 SHORT ST, MOREHEAD, KY 40351-1454

Mortgage

Document Number	0000414099
Date	May 30, 2019
Instrument	414099

Lender

Name	FIRST FSLA OF MOREHEAD

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,255.00 (-1.8%)	$150,000 (-) Land $50,000 Building $100,000	$150,000 (-) Land $50,000 Building $100,000
2023	$1,278.00	$150,000 Land $50,000 Building $100,000	$150,000 Land $50,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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