Rowan County property record for 760 McBrayer Rd, Clearfield, KY 40313
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba |
| Lot Size | 25 acres (1,089,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,579 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-00 00 002.03 |
| Primary APN | 081-00 00 002.03 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|
| Lot Area | 1,089,000 sqft (25 acres) |
|---|
| Account Number | 2477 |
|---|---|
| Street Address | 760 MCBRAYER RD |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-9619 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 25 A+- MH PARK AND HOOK UPS MCBRAYER RD |
| Legal Subdivision | MOBILE HOME PARK |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950302 |
760 McBrayer Rd, a mobile home, is owned by a company.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1470 FLEMINGSBURG RD, MOREHEAD, KY 40351-1807 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000172265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Aug 5, 2026 |
| Property Address | 760 MCBRAYER RD, CLEARFIELD, KY 40313-9619 |
| Document Number | 0002049196 |
| Book / Page | 496 / 668 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20262049196 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 1470 FLEMINGSBURG RD, MOREHEAD, KY 40351-1807 |
| Document Number | 0002049196, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 496/668 |
| Instrument | 20262049196 |
| Name | GRAYSON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 95 Months |
| Due | Jul 24, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 760 McBrayer Rd was $2,579.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,579.00 | $308,200 Land $152,200 Building $156,000 | $308,200 Land $152,200 Building $156,000 |
| 2023 | $2,138.00 | $251,000 Land $95,000 Building $156,000 | $251,000 Land $95,000 Building $156,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 760 McBrayer Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 760 McBrayer Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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