900 E Lawrence St, Effingham, IL 62401 Property Records

Effingham County property record for 900 E Lawrence St, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1995
Square Footage2,007 sqft Base Area
Lot Size62,291 sqft (1.42 acres)
Garage576 sqft
OccupancyOwner Occupied
Last Sale$265,000 (2007)

Property Details

APN / Parcel Number

Primary APN03-11-028-009

Interior

Building Area2,007 sqft Base Area
Basement Area2,007 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1995
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area62,291 sqft (1.42 acres)
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Location & Zoning

Street Address900 E LAWRENCE ST
CityEFFINGHAM
StateIL
Zip62401-3900
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS 1/2 S 1/2 SW NE EXCEPT ALL THAT FOLLOWS: S 123FT OF W 150FT; LOTS 1-8 RODEWALD SUBD; 59FT LYING E OF LOT 5 RODEWALD SUBD; A
Legal SubdivisionRODEWALD SUBDIVISION
Legal Lot Number1-5
JurisdictionEFFINGHAM IL
Minor Civil DivisionDOUGLAS
Census Blockgroup2
Census Block2020
Census Tract950600

Owner

Source: Effingham County records · APN 03-11-028-009

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address900 E LAWRENCE ST, EFFINGHAM, IL 62401-3900
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 05, 2017Deed of Trust, Mortgage · Commercial Mortgage
WASHINGTON SAVINGS BANK
Jul 07, 2017Deed of Trust, Mortgage · Commercial Mortgage
WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2007 · Amount on Record
Deed SaleAug 01, 2007 · Amount on Record
Deed Doc Number200700703882
Record RefreshedJun 07, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address900 E LAWRENCE ST, EFFINGHAM, IL 62401-3900
Transaction TypeMortgage
Record UpdatedSep 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201701701971
DateMay 05, 2017
Book Page3297/275
Instrument201701701971
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEffingham, IL 62401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term84 Months
DueMay 03, 2024
Interest
Rate5.12%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address900 E LAWRENCE ST, EFFINGHAM, IL 62401-3900
Transaction TypeMortgage
Record UpdatedSep 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201701703049
DateJul 07, 2017
Book Page3314/133
Instrument201701703049
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEffingham, IL 62401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term162 Months
DueJan 10, 2031
Interest
Rate3.12%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$103,320 Land $2,610 Building $100,710$309,960 Land $7,830 Building $302,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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