805 E Lawrence St, Effingham, IL 62401 Property Records

Effingham County property record for 805 E Lawrence St, Effingham, IL 62401 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage1,756 sqft Base Area
Lot Size12,197 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$240,000 (2014)
Tax Bill$7,924.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-11-028-048

Interior

Bedrooms1 Beds
Full Baths2 Baths
Building Area1,756 sqft Base Area
1st Floor1,756 sqft 1st Floor
Basement Area1,756 sqft Basement
Unfinished Basement1,756 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame Construction
Lot Area12,197 sqft (0.28 acres)
Parking Spaces3 Parking Spaces
Garage Area728 sqft Garage

Location & Zoning

Street Address805 E LAWRENCE ST
CityEFFINGHAM
StateIL
Zip62401-3921
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 6 RODEWALD SUB 3086/48 2311/43
Legal SubdivisionRODEWALD SUBDIVISION
Legal Lot Number6
JurisdictionEFFINGHAM IL
Minor Civil DivisionDOUGLAS
Census Blockgroup2
Census Block2020
Census Tract950600

Owner

Source: Effingham County records · APN 03-11-028-048

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address805 E LAWRENCE ST, EFFINGHAM, IL 62401-3921
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2024Deed of Trust, Mortgage · Line of Credit
WASHINGTON SAVINGS BANK
Mar 28, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2014 · Amount on Record
Deed SaleDec 19, 2014 · Amount on Record
Prior SaleApr 20, 2007 · Amount on Record
Deed Doc Number20141405507
Deed Book / Page3086 / 48
Last Transfer DateMar 17, 2022
Transfer Doc003771/348
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address805 E LAWRENCE ST, EFFINGHAM, IL 62401-3921
Transaction TypeMortgage
Record UpdatedMay 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 E LAWRENCE ST, EFFINGHAM, IL 62401-3921

Mortgage

Document Number202424001219
DateApr 19, 2024
Instrument202424001219
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Address200 S BANKER ST, EFFINGHAM, IL 62401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueMay 15, 2039
Interest
Rate TypeAdjustable Rate
Rate18%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEFFINGHAM IL
Recording DateMar 28, 2022
Property Address805 E LAWRENCE ST, EFFINGHAM, IL 62401-3921
Document Number003771/348
Book / Page3771 / 348
Instrument DateMar 17, 2022
Instrument202222001308
Transaction TypeTransfer
Record UpdatedApr 20, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address805 E LAWRENCE ST, EFFINGHAM, IL 62401-3921

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$7,924.00 (+71.59%)$123,300 (+19.89%) Land $9,470 Building $113,830$369,900 (+19.89%) Land $28,410 Building $341,490
2022$4,618.00 Homeowner's exemption$102,840 Land $7,900 Building $94,940$308,520 Land $23,700 Building $284,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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