Daviess County property record for 900 E 3rd St, Owensboro, KY 42303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,778 sqft · built 1906 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Dec 2024) |
| Tax Bill | $499 (2025) |
| Deeds & Mortgages | Mar 2005 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-06-08-007-00-000 |
| Primary APN | 001-06-08-007-00-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| Gross Area | 320 sqft |
| Basement Area | 320 sqft |
| Finished Basement | 86 sqft |
| Unfinished Basement | 234 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,600 sqft (0.106 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 900 E 3RD ST |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42303-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 900 E 3RD ST |
| Legal Subdivision | HATHAWAY ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | OWENSBORO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 402 |
Source: Daviess County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2427 WANDERING LANE A, OWENSBORO, KY 42301 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on Record |
| Deed Sale | Dec 27, 2024 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 900 E 3RD ST, OWENSBORO, KY 42303-3310 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001410/572 |
|---|---|
| Date | Mar 8, 2005 |
| Book Page | 1410/572 |
| Instrument | 2005-00003728 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Municipality | Owensboro City |
| Unified School District | Owensboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (-) | $150,000 (-) | |
| 2025 | $499.00 (+0.4%) | $150,000 (+316.67%) Land $10,000 Building $140,000 | $150,000 (+316.67%) Land $10,000 Building $140,000 |
| 2023 | $36,000 (-18.18%) | $36,000 (-18.18%) | |
| 2022 | $497.00 | $44,000 | $44,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Owensboro Municipal Utilities.
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