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806 E 3rd St, Owensboro, KY 42303 Property Records

Daviess County property record for 806 E 3rd St, Owensboro, KY 42303

Property Summary

Property TypeExempt (Full or Partial)
Details2 bd · 1 ba · 840 sqft · built 1915
Lot Size0.129 acres (5,600 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jul 2025)
Tax Bill$181 (2022)
Deeds & MortgagesApr 2009 Sale
Nov 2008 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-06-07-015-00-000

Property Details

APN / Parcel Number

Primary APN001-06-07-015-00-000
Alternative APN
  • 0024282

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area840 sqft Total Area

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area5,600 sqft (0.129 acres)
Lot Dimensions160 ft deep x 35 ft wide

Utilities, Heating & Cooling

Heating SystemOther

Location & Zoning

Street Address806 E 3RD ST
CityOWENSBORO
StateKY
Zip42303-3308
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal Description806 E 3RD ST
Legal SubdivisionHATHAWAY ADDITION
Legal Lot Number4
JurisdictionDAVIESS KY
Township / Civil DivisionOWENSBORO
Census Block Group2
Census Block2005
Census Tract402

Owner

806 E 3rd St is owned by an individual who bought it in July 2025.

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address806 E 3RD ST, OWENSBORO, KY 42303-3308
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2009Deed, Transfer
Nov 12, 2008Deed, Transfer · Commercial Mortgage
FIRST SECURITY BANK OF OWENSBORO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2025 · Amount on File
Deed SaleJul 25, 2025 · Amount on File
Record UpdatedOct 29, 2026

April 2009: Deed, Transfer

Document TypeDeed
JurisdictionDAVIESS KY
Recording DateApr 30, 2009
Property Address806 E 3RD ST, OWENSBORO, KY 42303-3308
Document Number000860/169
Book / Page0860 / 169
Instrument DateApr 30, 2009
Instrument200900006487
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount on Record
Tax$59.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2981 LOST LAKE CV, OWENSBORO, KY 42303-4448

Transferred To (Grantee/Buyer)

NameVerified Name
Address719 E 2ND ST, OWENSBORO, KY 42303-3301

November 2008: Deed, Transfer

Document TypeDeed
JurisdictionDAVIESS KY
Recording DateNov 12, 2008
Property Address806 E 3RD ST, OWENSBORO, KY 42303-3308
Document Number000854/963
Book / Page0854 / 963
Instrument DateNov 10, 2008
Instrument200800018311
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$32.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4621 MEDLEY RD, OWENSBORO, KY 42301-9567

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2981 LOST LAKE CV, OWENSBORO, KY 42303-4448
InvestorPossibly a Property Investor

Mortgage

Document Number001666/336
DateNov 12, 2008
Book Page1666/336
Instrument2008-00018312
Lender
NameFIRST SECURITY BANK OF OWENSBORO INC
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyDaviess County
MunicipalityOwensboro City
Unified School DistrictOwensboro Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,000 (+125.48%)$200,000 (+125.48%)
2025Additional exemption filed$88,700 Land $15,000 Building $73,700$88,700 Land $15,000 Building $73,700
2023$16,100 (-)$16,100 (-)
2022$181.00$16,100$16,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 806 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 806 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOWENSBORO MUNICIPAL UTILITIES
serves 60,473 people · EPA ID KY0300336
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Watch TV
Fixed Wireless		100 / 20

May also be available: Owensboro Municipal Utilities.

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