900 Creekside Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 900 Creekside Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,788 sqft · built 2021
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,902 (Oct 2021)
Deeds & Mortgages	Feb 2021 Construction Loan Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-26-267-001-000`

Property Details

APN / Parcel Number

Primary APN	`07-26-267-001-000`

Interior

Bedrooms	3 Beds
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft
Basement Area	1,788 sqft
Unfinished Basement	1,788 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	900 CREEKSIDE DR
City	WATERLOO
State	IL
Zip	62298-0079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 1 CREEKSIDE ESTATES-SECOND ADDN
Legal Range	10W
Legal Township	02S
Legal Section	26
Legal Subdivision	CREEKSIDE ESTATES
Legal Lot Number	1
Jurisdiction	MONROE IL
Township / Civil Division	17
Census Block Group	3
Census Block	3028
Census Tract	600402

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	900 CREEKSIDE DR, WATERLOO, IL 62298-0079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Construction Mortgage FCB BANKS
Oct 18, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 30, 2017	Deed, Transfer · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	2021420396
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	900 CREEKSIDE DR, WATERLOO, IL 62298-0079
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000415021
Date	Feb 18, 2021
Instrument	415021

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 18, 2021
Property Address	900 CREEKSIDE DR, WATERLOO, IL 62298-0079
Document Number	0000420396
Instrument Date	Oct 15, 2021
Instrument	420396
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$513.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 CREEKSIDE DR, WATERLOO, IL 62298-0079

Mortgage

Document Number	0000420397
Date	Oct 18, 2021
Instrument	420397

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	2.75%

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Nov 30, 2017
Property Address	900 CREEKSIDE DR, WATERLOO, IL 62298-0079
Document Number	0000393191
Map Reference	DOC383852
Instrument Date	Nov 30, 2017
Instrument	393191
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Tax	$253.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 S MAIN ST, COLUMBIA, IL 62236-2499

Mortgage

Document Number	0000393192
Date	Nov 30, 2017
Instrument	393192

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 1, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,970 (+35.98%) Land $17,890 Building $114,080	$395,910 (+35.98%) Land $53,670 Building $342,240
2022	Disabled Person's exemption Additional exemption filed	$97,050 Land $16,100 Building $80,950	$291,150 Land $48,300 Building $242,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile, Verizon.

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