900 Bowker Rd, Munger, MI 48747 Property Records

Bay County property record for 900 Bowker Rd, Munger, MI 48747 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1930
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on File
Last Sale	$144,500 (May 2006)
Tax Bill	$2,559 (2026)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`090-011-300-020-01`

Property Details

APN / Parcel Number

Primary APN	`090-011-300-020-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,420 sqft Living Area
1st Floor Area	1,136 sqft
Basement Area	920 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	38,768 sqft (0.89 acres)
Lot Dimensions	184 ft deep x 210 ft wide
Garage Area	1,680 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	900 BOWKER RD
City	MUNGER
State	MI
Zip	48747-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 961 FT N OF S 1/4 COR OF SEC TH W 184 FT TH N 210.6 FT TH E 184 FT TH S 210.6 FT TO BEG. SEC.11, T13N R6E 8-22-79
Jurisdiction	BAY MI
Township / Civil Division	MERRITT
Census Block Group	5
Census Block	5033
Census Tract	285300

Owner

Source: Bay County records · APN 090-011-300-020-01

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	900 BOWKER RD, MUNGER, MI 48747-9731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2006 · Amount on Record
Deed Sale	May 30, 2006 · Amount on Record
Deed Book / Page	2442 / 343
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	900 BOWKER RD, MUNGER, MI 48747-9731
Document Number	0000015488
Instrument Date	Nov 09, 2019
Transaction Type	Mortgage
Record Updated	Feb 03, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	900 BOWKER RD MUNGER MI 487479731, MUNGER, MI 48747-9731

Mortgage

Document Number	0000015488
Date	Nov 15, 2019
Instrument	15488

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2034

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Merritt Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,559.00 (+27.69%) Homeowner's exemption	$103,250 (+43.01%)	$206,500 (+43.01%)
2023		$72,200	$144,400
2022	$2,004.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172853005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	584.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	25 / 6
Air Advantage	Fixed Wireless (licensed-by-rule)	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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