357 Bowker Rd, Munger, MI 48747 Property Records

Bay County property record for 357 Bowker Rd, Munger, MI 48747 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,519 sqft · built 1972
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2022)
Tax Bill	$3,920 (2026)
Deeds & Mortgages	Nov 2022 Second Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-062-100-020-00`

Property Details

APN / Parcel Number

Primary APN	`070-062-100-020-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,519 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	35,719 sqft (0.82 acres)
Lot Dimensions	2,170 ft deep x 143 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	357 BOWKER RD
City	MUNGER
State	MI
Zip	48747-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 143 FT OF E 250 FT OF E 1/2 OF SE 1/4 OF NW 1/4. SEC.35,T14N, R6E
Jurisdiction	BAY MI
Township / Civil Division	HAMPTON
Census Block Group	1
Census Block	1028
Census Tract	285201

Owner

Source: Bay County records · APN 070-062-100-020-00

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	357 BOWKER RD, MUNGER, MI 48747-9727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU
Oct 18, 2022	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU
Aug 07, 2019	Warranty Deed, Transfer · Conventional Mortgage WILDFIRE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Aug 07, 2019 · Amount on Record
Deed Document Number	202214630
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	357 BOWKER RD, MUNGER, MI 48747-9727
Transaction Type	Mortgage
Record Updated	Jan 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 BOWKER RD, MUNGER, MI 48747-9727

Mortgage

Document Number	0000016172
Date	Nov 29, 2022
Instrument	202216172

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2037

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Oct 18, 2022
Property Address	357 BOWKER RD, MUNGER, MI 48747-9727
Document Number	0000014630
Instrument Date	Oct 14, 2022
Instrument	202214630
Transaction Type	Transfer
Record Updated	Jan 09, 2023
Title Company	NOT AVAILABLE, MICHICAN MOVES TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3188 N CONESTOGA CT, MIDLAND, MI 48642-9776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1179 W NEBOBISH RD, ESSEXVILLE, MI 48732-1557

Mortgage

Document Number	0000014631
Date	Oct 18, 2022
Instrument	202214631

Lender

Name	FRANKENMUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Aug 07, 2019
Property Address	357 BOWKER RD, MUNGER, MI 48747-9727
Document Number	0000010904
Instrument Date	Aug 06, 2019
Instrument	10904
Transaction Type	Transfer
Record Updated	Nov 01, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,255.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	503 HARRISON ST BAY CITY MI 487088237, BAY CITY, MI 48708-8237

Mortgage

Document Number	10905
Date	Aug 07, 2019
Instrument	10905

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605-3285

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 06, 2049

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Hampton Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,920.00 (+57.81%) Homeowner's exemption	$106,700 (+17.25%)	$213,400 (+17.25%)
2023		$91,000	$182,000
2022	$2,484.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172852011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1994–2023)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Dec 2023, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Jun 2017 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Air Advantage. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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