Luzerne County property record for 839 Apple Tree Rd, Harding, PA 18643
| Property Type | Rural Home |
|---|---|
| Details | 1,818 sqft · built 1985 |
| Lot Size | 11.2 acres (490,486 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,593 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-C10-00A-04D |
| Primary APN | 17-C10-00A-04D |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,818 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 490,486 sqft (11.2 acres) |
| Old Parcel Number | 17-C10-00A-04D |
|---|---|
| Street Address | 839 APPLE TREE RD |
| City | HARDING |
| State | PA |
| Zip | 18643-7037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 17-176-1-D3-D1-1 BOX 497 APPLETREE RD |
| Legal Block | A |
| Legal Lot Number | 4D |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | EXETER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 211102 |
Source: Luzerne County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 839 APPLE TREE RD, HARDING, PA 18643-7037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY DEPOSIT AND DISCOUNT BANK |
| May 31, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | May 22, 2026 |
| Property Address | 839 APPLE TREE RD, HARDING, PA 18643-7037 |
| Document Number | 0000028032 |
| Book / Page | 3026 / 118113 |
| Instrument Date | May 15, 2026 |
| Instrument | 202628032 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 839 APPLE TREE RD, HARDING, PA 18643-7037 |
| Document Number | 0000028032, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 3026/118113 |
| Instrument | 202628032 |
| Name | FIDELITY DEPOSIT AND DISCOUNT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 10, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 839 APPLE TREE RD, HARDING, PA 18643-7037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029042 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 3018/098604 |
| Instrument | 201829042 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | WILKES BARRE, PA 18702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | May 10, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| County Subdivision | Exeter Township |
| Unified School District | Wyoming Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,593.00 (+0.02%) Homeowner's exemption | $280,400 (+27.8%) Land $101,800 Building $178,600 | |
| 2025 | $6,592.00 (+8.35%) | ||
| 2024 | $219,400 Land $40,800 Building $178,600 | ||
| 2023 | $6,084.00 | ||
| 2009 | $280,400 Land $101,800 Building $178,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 17 (1979–2014) |
| Claims Outside the SFHA | 11 of 17 |
| Most Recent Claim | Oct 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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