900 2nd Ave S, Onalaska, WI 54650 Property Records

La Crosse County property record for 900 2nd Ave S, Onalaska, WI 54650

Property Summary

Property Type	Commercial
Lot Size	0.47 acres (20,473 sqft)
Owner	Company Name on File
Last Sale	$410,000 (Dec 2020)
Tax Bill	$7,319 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-000951-002`

Property Details

APN / Parcel Number

Primary APN	`018-000951-002`
Alternative APNs	`18 951 2` `41047`

Exterior

Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Street Address	900 2ND AVE S
City	ONALASKA
State	WI
Zip	54650-3222
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	MZA
Legal Description	CERTIFIED SURVEY MAP NO. 137 VOL 3 DOC NO. 986492 PRT LOTS 2 & 4 & THAT PRT OUTLOT ON CSM LYG E & ADJ TO LOT 2 COM NE COR LOT 2 ALG CURV S0D33M13SE 229.89FT TO POB S89D09ME 20.01FT ALG CURV S4D46M13.5SW 183.73FT S26D45M35SW 22FT N88D32M18SW 81.23FT N
Legal Range	07W
Legal Township	16N
Legal Section	08
Legal Lot Number	2,4
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	4
Census Block	4028
Census Tract	10500

Owner

900 2nd Ave S, a commercial property, is owned by a company that bought it in December 2020 and is owner-occupied.

Source: La Crosse County records, as of June 4, 2026

Owner of Record	Company Name on File
Mailing Address	900 2ND AVE S, ONALASKA, WI 54650-3222
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK FINANCIAL
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2020 · Amount on File
Deed Sale	Dec 9, 2020 · Amount on File
Deed Document Number	20201761293
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	900 2ND AVE S, ONALASKA, WI 54650-3222
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001699808
Date	Sep 22, 2017
Instrument	1699808

Lender

Name	STATE BANK FINANCIAL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Dec 9, 2020
Property Address	900 2ND AVE S, ONALASKA, WI 54650-3222
Document Number	0001761293
Map Reference	VL3 PG137
Instrument Date	Dec 7, 2020
Instrument	1761293
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	TOWN & COUNTRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001761294
Date	Dec 9, 2020
Instrument	1761294

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 900 2nd Ave S was $7,319 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,319.00	$533,000 Land $140,500 Building $392,500	$539,100
2023	$6,923.00	$410,000 Land $140,500 Building $269,500	$410,000 Land $140,500 Building $269,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 900 2nd Ave S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1997–2004)
Most Recent Claim	Aug 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 2nd Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, TDS Telecom.

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