640 2nd Ave S, Onalaska, WI 54650 Property Records

La Crosse County property record for 640 2nd Ave S, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.169 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$265,000 (Jun 2025)
Tax Bill$2,511 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Mar 2024 Foreclosure
Flood ZoneZone X (minimal risk)
APN018-000611-000

Property Details

APN / Parcel Number

Primary APN018-000611-000
Alternative APNs
  • 18 611 0
  • 40687

Exterior

Lot Area7,405 sqft (0.169 acres)
Lot Dimensions120 ft deep x 60 ft wide

Location & Zoning

Account Number40687
Old Parcel Number18 611 0
Street Address640 2ND AVE S
CityONALASKA
StateWI
Zip54650-3218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAUERS ADDITION LOTS 4 & 5 BLOCK 4
Legal Range07
Legal Township16
Legal Section08
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionSAUERS ADDITION
Legal Block4
Legal Lot Number4-5 5
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group4
Census Block4030
Census Tract10500

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2025Warranty Deed, Transfer · FHA Mortgage
T2 FINANCIAL LLC
Mar 11, 2024Sheriff's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2025 · Amount on Record
Deed SaleJun 19, 2025 · Amount on Record
Prior SaleMar 11, 2024 · Amount on Record
Deed Document Number1834968
Record UpdatedJun 8, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateJun 19, 2025
Property Address640 2ND AVE S, ONALASKA, WI 54650-3218
Document Number0001834968
Instrument DateJun 18, 2025
Instrument1834968
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyUNKNOWN, NEW CASTLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$795.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001834969
DateJun 19, 2025
Instrument1834969
Lender
NameT2 FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

March 2024: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionLA CROSSE WI
Recording DateMar 11, 2024
Property Address640 2ND AVE S, ONALASKA, WI 54650-3218
Document Number0001717966
Instrument DateFeb 19, 2024
Instrument1717966
Transaction TypeForeclosure
Record UpdatedJan 19, 2026

Transaction

AmountAmount Recorded
Tax$378.00
Amount AccuracyRounded by County
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16986 ICARUS RD, SPARTA, WI 54656-3526

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,511.00 (+23.88%) Homeowner's exemption$202,000 (+49.19%) Land $51,800 Building $150,200$204,300 (+23.67%)
2024$2,027.00 (-11.33%) Homeowner's exemption$135,400 (-) Land $37,000 Building $98,400$165,200 (+22.01%)
2023$2,286.00 Homeowner's exemption$135,400 Land $37,000 Building $98,400$135,400 Land $37,000 Building $98,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1997–2004)
Most Recent ClaimAug 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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