90 Townsend St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 90 Townsend St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,510 sqft · built 1900
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (May 2026)
Tax Bill	$7,502 (2026)
Deeds & Mortgages	May 2021 Mortgage Oct 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0033 B:0049 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0033 B:0049 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,510 sqft Living Area
Gross Area	4,124 sqft
Basement Area	1,076 sqft
Unfinished Basement	561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	90 TOWNSEND ST
City	PEPPERELL
State	MA
Zip	01463-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	49
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1022
Census Tract	327103

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 TOWNSEND ST, PEPPERELL, MA 01463-1283
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 7, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 15, 2026	Quit Claim Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jan 28, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2019	Quit Claim Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	202656061
Deed Book / Page	85601 / 74
Prior Transfer Date	Jan 28, 2022
Prior Transfer Doc	0079605-40
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	90 TOWNSEND ST, PEPPERELL, MA 01463-1283
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077695-330
Date	May 5, 2021
Book Page	77695/330
Instrument	102158

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	90 TOWNSEND ST, PEPPERELL, MA 01463-1283
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083321-117
Date	Oct 7, 2024
Book Page	83321/117
Instrument	113336

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	May 15, 2026
Property Address	90 TOWNSEND ST, PEPPERELL, MA 01463-1283
Document Number	0085601-74
Book / Page	85601 / 74
Instrument Date	May 4, 2026
Instrument	202656061
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	90 TOWNSEND ST, PEPPERELL, MA 01463-1283
Investor	Possibly a Property Investor

Mortgage

Date	May 15, 2026

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	90 TOWNSEND ST, PEPPERELL, MA 01463-1283
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073914-200
Date	Dec 30, 2019
Book Page	73914/200
Instrument	208453

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jan 28, 2022
Property Address	90 TOWNSEND ST, PEPPERELL, MA 01463-1283
Document Number	0079605-40
Book / Page	79605 / 40
Instrument Date	Jan 28, 2022
Instrument	15420
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 TOWNSEND ST, PEPPERELL, MA 01463-1283

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Feb 28, 2019
Property Address	90 TOWNSEND ST, PEPPERELL, MA 01463-1283
Document Number	072276-267
Book / Page	72276 / 267
Instrument Date	Feb 28, 2019
Instrument	24651
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 PINNACLE ST, TEWKSBURY, MA 01876-1308

Mortgage

Document Number	0000024652
Date	Feb 28, 2019
Instrument	24652

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,502.00 (+1.12%)	$544,400 (+7.36%) Land $196,900 Building $347,500	$556,225 (-)
2025	$7,419.00 (+5.01%)	$507,100 (+3.01%) Land $182,000 Building $325,100	$556,225 (-0.9%)
2024	$7,065.00 (+4.19%)	$492,300 (+9.91%) Land $167,200 Building $325,100	$561,260
2023	$6,781.00	$447,900 Land $141,200 Building $306,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1985–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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