Okaloosa County property record for 90 Sunfish St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 1,799 sqft · built 2001 |
| Lot Size | 0.172 acres (7,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $925,000 (Jul 2025) |
| Tax Bill | $10,758 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2022 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-589-6132-7 |
| Primary APN | C56-000-589-6132-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 1,799 sqft Heated Area |
| Gross Area | 2,318 sqft |
| 1st Floor Area | 1,223 sqft |
| Upper Floors Area | 288 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,499 sqft (0.172 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 590 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 90 SUNFISH ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL BEACH LOT 9 BLK 27 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | CRYSTAL BEACH |
| Legal Block | 27 |
| Legal Lot Number | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 90 SUNFISH ST, DESTIN, FL 32541-3734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| May 31, 2022 | Warranty Deed, Transfer FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO |
| Jan 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage FBT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Prior Sale | May 31, 2022 · Amount on Record |
| Deed Document Number | 3765563 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 90 SUNFISH ST, DESTIN, FL 32541-3734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 270 MADISON AVE 702, 702, NEW YORK, NY 10016-0601 |
| Document Number | 0036340560 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 3634/560 |
| Instrument | 3566401 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Aug 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 31, 2022 |
| Property Address | 90 SUNFISH ST, DESTIN, FL 32541-3734 |
| Document Number | 0036244311 |
| Book / Page | 3624 / 4311 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | May 25, 2022 |
| Instrument | 3553925 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Title Company | FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1889 FOX CHAPEL DR SE, 1889, SMYRNA, GA 30080-6383 |
| Name | Verified Name |
|---|---|
| Address | 90 SUNFISH ST, DESTIN, FL 32541-3734 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 13, 2020 |
| Property Address | 90 SUNFISH ST, DESTIN, FL 32541-3734 |
| Document Number | 0034380853 |
| Book / Page | 3438 / 0853 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 3329707 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,115.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 90 SUNFISH ST, 90, DESTIN, FL 32541-3734 |
| Name | Verified Name |
|---|---|
| Address | 1889 FOX CHAPE DRIVE, SMYRNA, GA 30080-6383 |
| Document Number | 0034380855 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 3438/0855 |
| Name | FBT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,758.00 (-23.22%) | $908,395 (-22.55%) Land $566,284 Building $342,111 | $908,395 (-22.55%) Land $566,284 Building $342,111 |
| 2023 | $14,011.00 (+57.55%) | $1,172,914 (+58.93%) Land $513,822 Building $659,092 | $1,172,914 (+58.93%) Land $513,822 Building $659,092 |
| 2022 | $8,893.00 | $737,988 Land $467,111 Building $270,877 | $737,988 Land $467,111 Building $270,877 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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