Okaloosa County property record for 87 Sunfish St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,050 sqft · built 2002 |
| Lot Size | 0.172 acres (7,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (May 2018) |
| Tax Bill | $9,702 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-590-3853-9 |
| Primary APN | C56-000-590-3853-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,050 sqft Living Area |
| Gross Area | 2,491 sqft |
| 1st Floor Area | 2,050 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 7,499 sqft (0.172 acres) |
| Lot Width | 50 ft Width |
| Driveway | Driveway |
| Porch | Florida Room |
| Porch Area | 441 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 87 SUNFISH ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KOKOMO KOVE LOT 26 |
| Legal Subdivision | KOKOMO KOVE |
| Legal Lot Number | 26 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4700 WYNNMEADE LN SW, LILBURN, GA 30047-7900 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CF BANK |
| May 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on Record |
| Deed Sale | May 30, 2018 · Amount on Record |
| Prior Sale | Aug 27, 2009 · Amount on Record |
| Deed Document Number | 20183210005 |
| Deed Book / Page | 3352 / 601 |
| Prior Transfer Date | Aug 16, 2013 |
| Prior Transfer Doc | 0031131129 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 87 SUNFISH ST, DESTIN, FL 32541-3736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034530562 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 3453/562 |
| Instrument | 3348508 |
| Name | CF BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 30, 2018 |
| Property Address | 87 SUNFISH ST, DESTIN, FL 32541-3736 |
| Document Number | 0033520601 |
| Book / Page | 3352 / 0601 |
| Map Reference | MB11 PG89 |
| Instrument Date | May 18, 2018 |
| Instrument | 3210005 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1508 ISLAND GREEN LN E, 1508, MIRAMAR BEACH, FL 32550-5816 |
| Name | Verified Name |
|---|---|
| Address | 4700 WYNNMEADE LN SW, LILBURN, GA 30047-7900 |
| Document Number | 0003210006 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 3210006 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,702.00 (+11.98%) | $1,014,079 (+5.65%) Land $566,284 Building $447,795 | $1,014,079 (+5.65%) Land $566,284 Building $447,795 |
| 2023 | $8,664.00 (+16.48%) | $959,840 (+23.38%) Land $513,822 Building $446,018 | $959,840 (+23.38%) Land $513,822 Building $446,018 |
| 2022 | $7,438.00 | $777,933 Land $467,111 Building $310,822 | $777,933 Land $467,111 Building $310,822 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2002) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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