90 Southern Oak Ct, Bunnlevel, NC 28323 Property Records

Harnett County property record for 90 Southern Oak Ct, Bunnlevel, NC 28323

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,994 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,000 (Mar 2021)
Tax Bill	$2,699 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500040988`

Property Details

APN / Parcel Number

Primary APN	`1500040988`
Alternative APN	`01053609 0028 33`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,994 sqft Heated Area
1st Floor Area	1,314 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500040988
Street Address	90 SOUTHERN OAK CT
City	BUNNLEVEL
State	NC
Zip	28323-6600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#263 FOREST OAKS PH5 SEC2 MAP#2020-219
Legal Subdivision	FOREST OAKS
Legal Phase	5
Legal Lot Number	263
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1012
Census Tract	71204

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 SOUTHERN OAK CT, BUNNLEVEL, NC 28323-6600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 15, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 9, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 18, 2020	Warranty Deed, Transfer · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	20215317
Deed Book / Page	3950 / 666
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Jul 28, 2026
Property Address	90 SOUTHERN OAK CT, BUNNLEVEL, NC 28323-6600
Document Number	0000015331
Book / Page	4355 / 752
Instrument Date	Jul 23, 2026
Instrument	202615331
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 SOUTHERN OAK CT, BUNNLEVEL, NC 28323-6600
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015331,
Date	Jul 28, 2026
Book Page	4355/752
Instrument	202615331

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	90 SOUTHERN OAK CT, BUNNLEVEL, NC 28323-6600
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029408
Date	Dec 15, 2021
Book Page	4089/594
Instrument	2021029408

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Mar 9, 2021
Property Address	90 SOUTHERN OAK CT, BUNNLEVEL, NC 28323-6600
Document Number	0000005317
Book / Page	3950 / 666
Map Reference	MB 2020 PG 219-222
Instrument Date	Jan 19, 2021
Instrument	2021005317
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 ROBESON ST # ST1B, 104, FAYETTEVILLE, NC 28301-5510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 SOUTHERN OAK CT, BUNNLEVEL, NC 28323-6600
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005318
Date	Mar 9, 2021
Instrument	2021005318

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 18, 2020
Property Address	90 SOUTHERN OAK CT, BUNNLEVEL, NC 28323-6600
Document Number	0000021450
Book / Page	3898 / 254
Map Reference	MB 2020 PG 219-222
Instrument Date	Nov 17, 2020
Instrument	2020021450
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$588.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	639 EXECUTIVE PL STE 400, 639, FAYETTEVILLE, NC 28305-5489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 ROBESON ST # B, B, FAYETTEVILLE, NC 28305-5618

Mortgage

Document Number	0000021451
Date	Nov 18, 2020
Instrument	2020021451

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 16, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,699.00 (+36.73%)	$398,376 (+26.63%)	$398,376 (+26.63%) Land $32,970 Building $365,406
2025	$1,974.00	$314,603 (-)	$314,603 (-) Land $11,060 Building $303,543
2023	$1,974.00 Veteran's exemption	$314,603	$314,603 Land $11,060 Building $303,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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