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78 Southern Oak Ct, Bunnlevel, NC 28323 Property Records

Harnett County property record for 78 Southern Oak Ct, Bunnlevel, NC 28323

Property Summary

Property TypeSingle Family Home
Details2,988 sqft · built 2020
Lot Size1 acres (43,560 sqft)
Owner2 Trust Names on File
Last Sale$365,000 (Nov 2024)
Tax Bill$3,201 (2026)
Deeds & MortgagesSep 2026 Sale
Apr 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN1500067622

Property Details

APN / Parcel Number

Primary APN1500067622
Alternative APNs
  • 01053609 0028 32
  • 1500040556

Interior

Building Area2,988 sqft Heated Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number1500067622
Street Address78 SOUTHERN OAK CT
CityBUNNLEVEL
StateNC
Zip28323-6600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT#262 FOREST OAKS PH5 SEC2 MAP#2020-219
Legal SubdivisionFOREST OAKS
Legal Phase5
Legal Lot Number262
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group1
Census Block1012
Census Tract71204

Owner

78 Southern Oak Ct is owner-occupied and held in a trust since November 2024.

Source: Harnett County records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address78 SOUTHERN OAK CT, BUNNLEVEL, NC 28323-6600
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 11, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 10, 2021Warranty Deed, Transfer · FHA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 25, 2020Grant Deed, Construction Loan · Construction Mortgage
UNITED CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2024 · Amount on File
Deed SaleNov 20, 2024 · Amount on File
Prior SaleFeb 10, 2021 · Amount on File
Deed Document Number202420724
Deed Book / Page4261 / 2362
Record UpdatedOct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHARNETT NC
Recording DateSep 9, 2026
Property Address78 SOUTHERN OAK CT, BUNNLEVEL, NC 28323-6600
Document Number0000018566
Book / Page4362 / 1384
Instrument DateSep 9, 2026
Instrument202618566
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address78 SOUTHERN OAK CT, BUNNLEVEL, NC 28323-6600

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address78 SOUTHERN OAK CT, BUNNLEVEL, NC 28323-6600
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005934
DateApr 11, 2024
Book Page4230/1408
Instrument2024005934
Lender
NameBANK OF AMERICA NA
TypeBank
Address100 N TRYON ST, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueMar 28, 2054
Interest
Change FrequencyMonthly

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateFeb 10, 2021
Property Address78 SOUTHERN OAK CT, BUNNLEVEL, NC 28323-6600
Document Number0000003144
Book / Page3937 / 493
Map ReferenceMB 2020 PG 219
Instrument DateJan 19, 2021
Instrument2021003144
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$566.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1041B ROBESON ST, 1041B, FAYETTEVILLE, NC 28305-5615

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 SOUTHERN OAK CT, BUNNLEVEL, NC 28323-6600

Mortgage

Document Number0000003145
DateFeb 10, 2021
Instrument2021003145
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

August 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionHARNETT NC
Recording DateAug 25, 2020
Property Address78 SOUTHERN OAK CT, BUNNLEVEL, NC 28323-6600
Document Number0000014774
Book / Page003857 / 000927
Instrument DateAug 21, 2020
Instrument14774
Transaction TypeConstruction Loan
Record UpdatedFeb 26, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$504.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1041 ROBESON ST #B FAYETTEVILLE NC 283055618, B, FAYETTEVILLE, NC 28305-5618
InvestorPossibly a Property Investor

Mortgage

Document Number14775
DateAug 25, 2020
Book Page003857/000930
Instrument14775
Lender
NameUNITED CMNTY BK
TypeBank
Address1001 POLK ST NW, MARIETTA, GA 30064-3141
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueAug 24, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 78 Southern Oak Ct was $3,201.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,201.00$421,183$421,183 Land $34,640 Building $386,543
2023$2,450.00$337,469$337,469 Land $11,570 Building $325,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Southern Oak Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Southern Oak Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARNETT REGIONAL WATER
serves 121,885 people · EPA ID NC0343045
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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