Cherokee County property record for 90 Solitude Ridge Ln, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,040 sqft · built 2019 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Mar 2026) |
| Tax Bill | $1,350 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jul 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459400201958000 |
| Primary APN | 459400201958000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,040 sqft Heated Area |
| Gross Area | 1,510 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 58,806 sqft (1.35 acres) |
| Lot Width | 368 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 110 sqft |
| Patio Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 60564 |
|---|---|
| Street Address | 90 SOLITUDE RIDGE LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-2728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 CHEROKEE OAKS 1716/1100 1738/499 |
| Legal Subdivision | CHEROKEE OAKS |
| Legal Lot Number | 14 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1105 |
| Census Tract | 930300 |
Source: Cherokee County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 610 VINEYARD ST, COHOES, NY 12047-4847 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 16, 2026 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Jul 12, 2023 | Intrafamily Transfer, Transfer |
| Jul 13, 2023 | Correction Deed |
| Jul 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 4, 2020 | Warranty Deed, Transfer |
| Jul 26, 2019 | Survivorship Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Jul 19, 2022 · Amount on Record |
| Deed Document Number | 20261241 |
| Deed Book / Page | 1797 / 618 |
| Prior Transfer Date | Jun 29, 2023 |
| Prior Transfer Doc | 001738/499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 16, 2026 |
| Property Address | 90 SOLITUDE RIDGE LN, MURPHY, NC 28906-2728 |
| Document Number | 001797/618 |
| Book / Page | 1797 / 618 |
| Map Reference | CAB H SL 744 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 1241 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 HORSETHIEF RD, ROUNDUP, MT 59072-6330 |
| Name | Verified Name |
|---|---|
| Address | 610 VINEYARD ST, COHOES, NY 12047-4847 |
| Document Number | 0001797621 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 1797/621 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 12, 2023 |
| Property Address | 90 SOLITUDE RIDGE LN, MURPHY, NC 28906-2728 |
| Document Number | 001738/499 |
| Book / Page | 1738 / 499 |
| Map Reference | MB 1716 PG 1100 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 1738 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4051 BEECHCRAFT WAY, SACRAMENTO, CA 95834-4032 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4051 BEECHCRAFT WAY, SACRAMENTO, CA 95834-4032 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 13, 2023 |
| Property Address | 90 SOLITUDE RIDGE LN, MURPHY, NC 28906-2728 |
| Document Number | 001738/617 |
| Book / Page | 1738 / 617 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 3391 |
| Record Updated | Aug 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 4051 BEECHCRAFT WAY, SACRAMENTO, CA 95834-4032 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4051 BEECHCRAFT WAY, SACRAMENTO, CA 95834-4032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 19, 2022 |
| Property Address | 90 SOLITUDE RIDGE LN, MURPHY, NC 28906-2728 |
| Document Number | 01716/1100 |
| Book / Page | 1716 / 1100 |
| Map Reference | CAB H SL 744 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 4732 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 EMBERWOOD DR, 201, WINNABOW, NC 28479-5833 |
| Name | Verified Name |
|---|---|
| Address | 4051 BEECHCRAFT WAY, SACRAMENTO, CA 95834-4032 |
| Document Number | 0017161103 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 1716/1103 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jun 4, 2020 |
| Property Address | 90 SOLITUDE RIDGE LN, MURPHY, NC 28906-2728 |
| Document Number | 1645/634 |
| Book / Page | 1645 / 634 |
| Map Reference | CAB H SL 744 |
| Instrument Date | May 21, 2020 |
| Instrument | 2729 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $398.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5854 MARSH CT, 5854, THE VILLAGES, FL 32163-0220 |
| Name | Verified Name |
|---|---|
| Address | 201 EMBERWOOD DR, WINNABOW, NC 28479-5833 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 26, 2019 |
| Property Address | 90 SOLITUDE RIDGE LN, MURPHY, NC 28906-2728 |
| Document Number | 01619/0023 |
| Book / Page | 01619 / 0023 |
| Map Reference | CAB H SL 744 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 03365 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 348, EATON, OH 45320-0348 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5854 MARSH CT, THE VILLAGES, FL 32163-0220 |
| Document Number | 016190026 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 01619/0026 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 2, 2049 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,350.00 (+2.58%) | $189,140 (-) | $189,140 (-) Land $19,000 Building $170,140 |
| 2023 | $189,140 (+1.96%) | $189,140 (+1.96%) Land $19,000 Building $170,140 | |
| 2022 | $1,316.00 | $185,510 | $185,510 Land $19,000 Building $166,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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