25 Solitude Ridge Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 25 Solitude Ridge Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 2019
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Jun 2019)
Tax Bill	$1,230 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459400107533000`

Property Details

APN / Parcel Number

Primary APN	`459400107533000`
Alternative APN	`49993`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	31,799 sqft (0.73 acres)
Lot Width	101 ft Width
Porch	Open Porch
Porch Area	360 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	49993
Street Address	25 SOLITUDE RIDGE LN
City	MURPHY
State	NC
Zip	28906-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 CHEROKEE OAKS P/O 1359/170
Legal Lot Number	15
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1105
Census Tract	930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	25 SOLITUDE RIDGE LN, MURPHY, NC 28906-2728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jun 13, 2019	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	02624
Deed Book / Page	01615 / 0903
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	25 SOLITUDE RIDGE LN, MURPHY, NC 28906-2728
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SOLITUDE RIDGE LN, MURPHY, NC 28906-2728

Mortgage

Document Number	1677/54
Date	Apr 5, 2021
Book Page	1677/54
Instrument	2224

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 13, 2019
Property Address	25 SOLITUDE RIDGE LN, MURPHY, NC 28906-2728
Document Number	01615/0903
Book / Page	01615 / 0903
Map Reference	CAB H SL 720
Instrument Date	Jun 11, 2019
Instrument	02624
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 348, EATON, OH 45320-0348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3711 S SR 27 HWY APT N306, N306, SPOKANE, WA 99206-6261

Mortgage

Document Number	02625
Date	Jun 13, 2019
Instrument	02625

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,230.00	$171,150 (-)	$171,150 (-) Land $19,000 Building $152,150
2023		$171,150	$171,150 Land $19,000 Building $152,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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