Essex County and Saugus Town property record for 90 School St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,198 sqft · built 1886 |
| Lot Size | 0.291 acres (12,667 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,690 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:005-E B:0005 L:0010 |
| Primary APN | SAUG M:005-E B:0005 L:0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Living Area |
| Gross Area | 3,273 sqft |
| 1st Floor Area | 1,238 sqft |
| Basement Area | 642 sqft |
| Unfinished Basement | 642 sqft |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,667 sqft (0.291 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 992036 |
|---|---|
| Street Address | 90 SCHOOL ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 208101 |
Source: Essex County and Saugus Town records · APN SAUG M:005-E B:0005 L:0010
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 90 SCHOOL ST, SAUGUS, MA 01906-4365 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · Line of Credit RIVER WORKS CREDIT UNION |
| Dec 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 20, 2024 |
| Transfer Doc | 0042131-86 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 90 SCHOOL ST, SAUGUS, MA 01906-4365 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 042060-355 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 42060/355 |
| Instrument | 20240410000130 |
| Name | RIVER WORKS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 90 SCHOOL ST, SAUGUS, MA 01906-4365 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0040584-21 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 40584/21 |
| Instrument | 20211217001520 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,690.00 (+2.54%) | $626,400 (+2.25%) Land $342,900 Building $283,500 | $742,710 |
| 2024 | $6,524.00 (+2.63%) | $612,600 (+8.5%) Land $333,600 Building $279,000 | |
| 2023 | $6,357.00 | $564,600 Land $291,900 Building $272,700 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 3 (1979–1984) |
| Most Recent Claim | Jun 1984, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures