79 School St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 79 School St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,569 sqft · built 1915
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$569,000 (Aug 2020)
Tax Bill	$6,791 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-E B:0007 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-E B:0007 L:0001`
Alternative APNs	`M:005=E B:0007 L:0001` `6482006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,569 sqft Living Area
Gross Area	2,627 sqft
1st Floor Area	672 sqft
Basement Area	708 sqft
Unfinished Basement	708 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6482006
Street Address	79 SCHOOL ST
City	SAUGUS
State	MA
Zip	01906-4361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2007
Census Tract	208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:005-E B:0007 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	79 SCHOOL ST, SAUGUS, MA 01906-4361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Aug 17, 2020	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Dec 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Book / Page	38830 / 16
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	79 SCHOOL ST, SAUGUS, MA 01906-4361
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0041150-43
Date	Aug 25, 2022
Book Page	41150/43

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 17, 2020
Property Address	79 SCHOOL ST, SAUGUS, MA 01906-4361
Document Number	38830-16
Book / Page	38830 / 16
Instrument Date	Aug 13, 2020
Instrument	20200817004070
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	79 SCHOOL ST, SAUGUS, MA 01906-4361

Mortgage

Document Number	200817004080
Date	Aug 17, 2020
Instrument	200817004080

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 20, 2019
Property Address	79 SCHOOL ST, SAUGUS, MA 01906-4361
Document Number	38135-59
Book / Page	038135 / 000059
Instrument Date	Dec 19, 2019
Instrument	1220004770
Transaction Type	Transfer
Record Updated	Jan 07, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,413.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 SAUGUS AVE SAUGUS MA 019063026, SAUGUS, MA 01906-3026

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,791.00 (+3.05%)	$635,900 (+2.76%) Land $317,300 Building $318,600	$680,200
2024	$6,590.00 (+2.31%)	$618,800 (+8.18%) Land $308,700 Building $310,100
2023	$6,441.00	$572,000 Land $270,100 Building $301,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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