Middlesex County and Wakefield Town property record for 90 Prospect St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 5,172 sqft · built 1913 |
| Lot Size | 0.468 acres (20,399 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (Jan 2026) |
| Tax Bill | $19,431 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10081 |
| Primary APN | 10081 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,172 sqft Living Area |
| Gross Area | 8,415 sqft |
| Basement Area | 2,215 sqft |
| Unfinished Basement | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 20,399 sqft (0.468 acres) |
| Pool Type | In-Ground Pool |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10081 |
|---|---|
| Street Address | 90 PROSPECT ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-2180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | VELMA ROAD |
| Legal Block | 308 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 335200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | House at 90 Prospect Street listed 1989 · 2 contributing resources · NRIS 89000736 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 90 PROSPECT ST, WAKEFIELD, MA 01880-2180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 13, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage M & T BANK |
| Nov 18, 2019 | Deed of Trust, Mortgage · Balloon Mortgage WINCHESTER COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on Record |
| Deed Sale | Jan 13, 2026 · Amount on Record |
| Prior Sale | Sep 16, 1998 · Amount on Record |
| Deed Document Number | 20264022 |
| Deed Book / Page | 85115 / 283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Jan 13, 2026 |
| Property Address | 90 PROSPECT ST, WAKEFIELD, MA 01880-2180 |
| Document Number | 085115-283 |
| Book / Page | 85115 / 283 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 4022 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 90 PROSPECT ST, WAKEFIELD, MA 01880-2180 |
| Document Number | 0000004023 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 4023 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Feb 1, 2033 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 90 PROSPECT ST, WAKEFIELD, MA 01880-2180 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73665-58 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 73665/58 |
| Instrument | 180166 |
| Name | WINCHESTER COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2039 |
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,431.00 (+5.94%) | $1,712,000 (+5%) Land $387,600 Building $1,324,400 | $1,527,695 (+11.24%) |
| 2024 | $18,342.00 (+2.75%) | $1,630,400 (+7.14%) Land $369,100 Building $1,261,300 | $1,373,320 |
| 2023 | $17,851.00 | $1,521,800 Land $344,500 Building $1,177,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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