Middlesex County and Wakefield Town property record for 88 Prospect St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,785 sqft · built 1913 |
| Lot Size | 0.51 acres (22,224 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $715,000 (Jan 2018) |
| Tax Bill | $12,056 (2025) |
| Deeds & Mortgages | Mar 2023 Refinance Dec 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAKE M:000007 B:0302 P:00032B |
| Primary APN | WAKE M:000007 B:0302 P:00032B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,785 sqft Living Area |
| Gross Area | 2,970 sqft |
| Basement Area | 162 sqft |
| Unfinished Basement | 162 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 22,224 sqft (0.51 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 9232 |
|---|---|
| Street Address | 88 PROSPECT ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-1560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | WAKEFIELD |
| Legal Block | 302 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 335200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | House at 88 Prospect Street listed 1989 · 4 contributing resources · NRIS 89000737 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 88 PROSPECT ST, WAKEFIELD, MA 01880-1560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Dec 11, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 5, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2018 · Amount on Record |
| Deed Sale | Jan 5, 2018 · Amount on Record |
| Prior Sale | May 14, 2008 · Amount on Record |
| Deed Book / Page | 70476 / 122 |
| Transfer Doc | 070476-122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 88 PROSPECT ST, WAKEFIELD, MA 01880-1560 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 081345-334 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 81345/334 |
| Instrument | 27618 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Dec 11, 2023 |
| Property Address | 88 PROSPECT ST, WAKEFIELD, MA 01880-1560 |
| Document Number | 082296-200 |
| Book / Page | 82296 / 200 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 140976 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 PROSPECT ST, WAKEFIELD, MA 01880-1560 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Jan 5, 2018 |
| Property Address | 88 PROSPECT ST, WAKEFIELD, MA 01880-1560 |
| Document Number | 70476-122 |
| Book / Page | 070476 / 000122 |
| Instrument Date | Dec 19, 2017 |
| Instrument | 2129 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,260.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 88 PROSPECT ST WAKEFIELD MA 018801560, WAKEFIELD, MA 01880-1560 |
| Document Number | 70476-126 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 070476/000126 |
| Instrument | 2130 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2048 |
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,056.00 (+5.85%) | $1,062,200 (+4.92%) Land $432,300 Building $629,900 | $897,560 (+1.05%) |
| 2024 | $11,390.00 (+2.64%) | $1,012,400 (+7.02%) Land $411,700 Building $600,700 | $888,250 |
| 2023 | $11,097.00 | $946,000 Land $384,200 Building $561,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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