Middletown City property record for 90 Prospect St, Middletown, CT 06457
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 3,030 sqft · built 1900 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Sep 2022) |
| Tax Bill | $7,512 (2026) |
| Deeds & Mortgages | May 2024 Refinance Sep 2022 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:22 L:0362 |
| Primary APN | MTWN M:22 L:0362 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,030 sqft Living Area |
| Gross Area | 4,976 sqft |
| 1st Floor Area | 1,223 sqft |
| Basement Area | 1,223 sqft |
| Unfinished Basement | 1,223 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R00658 |
|---|---|
| Street Address | 90 PROSPECT ST |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-2679 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RPZ |
| Legal Lot Number | 362 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 541100 |
Source: Middletown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 13, ROCKFALL, CT 06481-0013 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance SIGNATURE FEDERAL CREDIT UNION |
| Sep 14, 2022 | Deed, Transfer · Stand-Alone Refinance FINANCE AMERICA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2022 · Amount on Record |
| Deed Sale | Sep 14, 2022 · Amount on Record |
| Prior Sale | Dec 1, 1995 · Amount on Record |
| Deed Book / Page | 2055 / 571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 90 PROSPECT ST, MIDDLETOWN, CT 06457-2679 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002097-161 |
|---|---|
| Date | May 22, 2024 |
| Book Page | 2097/161 |
| Name | SIGNATURE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Sep 14, 2022 |
| Property Address | 90 PROSPECT ST, MIDDLETOWN, CT 06457-2679 |
| Document Number | 002055-571 |
| Book / Page | 2055 / 571 |
| Instrument Date | Sep 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 002055-574 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 2055/574 |
| Instrument | 3727760028 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,512.00 (+4.89%) | $184,120 (-) Land $50,310 Building $133,810 | $345,334 (+167.94%) |
| 2025 | $184,120 (-) Land $50,310 Building $133,810 | $128,884 Land $35,217 Building $93,667 | |
| 2024 | $7,162.00 (+5.7%) | $184,120 (-) Land $50,310 Building $133,810 | |
| 2023 | $6,776.00 (+42.44%) | $184,120 (+70.29%) Land $50,310 Building $133,810 | |
| 2022 | $4,757.00 | $108,120 Land $18,340 Building $89,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures