79 Prospect St, Middletown, CT 06457 Property Records

Middletown City property record for 79 Prospect St, Middletown, CT 06457

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,843 sqft · built 1900
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$110,900 (Feb 2017)
Tax Bill$7,131 (2026)
Deeds & MortgagesNov 2020 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNMTWN M:21 L:0134

Property Details

APN / Parcel Number

Primary APNMTWN M:21 L:0134
Alternative APN
  • R01180

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,843 sqft Living Area
Gross Area3,346 sqft
1st Floor Area768 sqft
AtticAttic
Attic Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialShingle
Lot Area3,920 sqft (0.09 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account NumberR01180
Street Address79 PROSPECT ST
CityMIDDLETOWN
StateCT
Zip06457-2623
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRPZ
Legal Lot Number134
JurisdictionMIDDLETOWN CT
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2007
Census Tract541100

Owner

79 Prospect St, a duplex, is owned and occupied by an individual who bought it in February 2017.

Source: Middletown City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address79 PROSPECT ST, MIDDLETOWN, CT 06457-2623
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Deed of Trust, Mortgage · Balloon Mortgage
QUICKEN LOANS INC
Feb 17, 2017Executor's Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2017 · Amount on File
Deed SaleFeb 17, 2017 · Amount on File
Prior SaleAug 4, 1998 · Amount on File
Deed Document Number20173309290003
Deed Book / Page1887 / 845
Transfer Doc1769-449
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN CT
Property Address79 PROSPECT ST, MIDDLETOWN, CT 06457-2623
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1985-896
DateNov 12, 2020
Book Page1985/896
Instrument3567600019
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2035

February 2017: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionMIDDLETOWN CT
Recording DateFeb 17, 2017
Property Address79 PROSPECT ST, MIDDLETOWN, CT 06457-2623
Document Number1887-845
Book / Page001887 / 000845
Instrument DateDec 10, 2016
Instrument330929
Transaction TypeTransfer
Record UpdatedMar 7, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$110.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1887-848
DateFeb 17, 2017
Book Page001887/000848
Instrument330930
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 79 Prospect St was $7,131.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityMiddletown City
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,131.00$174,770 (+15.64%) Land $41,370 Building $133,400$273,295 (+158.33%)
2025$151,130 (-) Land $41,370 Building $109,760$105,791 Land $28,959 Building $76,832
2024$5,879.00 (+5.7%)$151,130 (-) Land $41,370 Building $109,760
2023$5,562.00 (+14.92%)$151,130 (+37.38%) Land $41,370 Building $109,760
2022$4,840.00$110,010 Land $15,080 Building $94,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 79 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETOWN WATER DEPARTMENT
serves 41,019 people · EPA ID CT0830011
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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