Union County property record for 90 Pine Tree Ln, Cobden, IL 62920
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 13 acres (568,458 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Jun 2023) |
| Tax Bill | $389 (2025) |
| Deeds & Mortgages | Dec 2025 Construction Loan Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-31-02-788 |
| Primary APN | 04-31-02-788 |
|---|---|
| Alternative APN |
|
| Lot Area | 568,458 sqft (13 acres) |
|---|
| Street Address | 90 PINE TREE LN |
|---|---|
| City | COBDEN |
| State | IL |
| Zip | 62920 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | S31 T11 R1W PT W 1/2 NE SURVEY B211 P422 |
| Legal Range | 01W |
| Legal Township | 11 |
| Legal Section | 31 |
| Jurisdiction | UNION IL |
| Township / Civil Division | COBDEN DISTRICT 2 |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 950200 |
Source: Union County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 129 E PULLEY ST, HURST, IL 62949 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK |
| Jun 30, 2023 | Executor's Deed, Transfer · Conventional Mortgage FARMERS STATE BANK OF ALTO PASS IL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Deed Document Number | 20231731 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IL |
| Property Address | 90 PINE TREE LN, COBDEN, IL 62920 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 129 E PULLEY ST, HURST, IL 62949 |
| Document Number | 02025R1919 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025R1919 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | HARRISBURG, IL 62946 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Nov 26, 2026 |
| Rate | 7% |
|---|
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | UNION IL |
| Recording Date | Jun 30, 2023 |
| Property Address | 90 PINE TREE LN, COBDEN, IL 62920 |
| Document Number | 02023R1731 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2023R1731 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 129 E PULLEY ST, HURST, IL 62949 |
| Document Number | 02023R1732 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023R1732 |
| Name | FARMERS STATE BANK OF ALTO PASS IL |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.89% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 9.89% |
| Index | 3-Year TN |
| Max Rate | 12.8% |
Source: Union County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Union County |
| Unified School District | Cobden School Unit District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $389.00 (+582.46%) | $7,770 (+677%) Land $7,770 | $23,310 Land $23,310 |
| 2022 | $57.00 | $1,000 Land $1,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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