425 Pine Tree Ln, Cobden, IL 62920 Property Records

Union County property record for 425 Pine Tree Ln, Cobden, IL 62920 · Last verified August 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Architecture Style	Mobile Home
Lot Size	1,035,857 sqft (23.7 acres)
Occupancy	Owner Occupied
Tax Bill	$1,779.00 (2025)

Owner

Source: Union County records · APN 04-31-02-797

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	425 PINE TREE LN, COBDEN, IL 62920-3808
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage THE BANK OF CARBONDALE
May 03, 2017	Executor's Deed, Transfer THE CITY NATIONAL BANK OF METROPOLI

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 28, 2024
Transfer Doc	02024R0753
Record Refreshed	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	May 11, 2021
Property Address	425 PINE TREE LN, COBDEN, IL 62920-3808
Document Number	02021R1068
Instrument Date	May 07, 2021
Instrument	2021R1068
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	425 PINE TREE LN, COBDEN, IL 62920-3808

Mortgage

Document Number	02021R1069
Date	May 11, 2021
Instrument	2021R1069

Lender

Name	THE BANK OF CARBONDALE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 01, 2024
Change Frequency	3 Years
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	3-Year CMT
Margin	3
Max Rate	10.5%

May 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	UNION IL
Recording Date	May 03, 2017
Property Address	425 PINE TREE LN, COBDEN, IL 62920-3808
Document Number	2017R0801
Instrument Date	Apr 28, 2017
Instrument	2017R0801
Transaction Type	Transfer
Record Updated	Jul 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	203 W LEWIS ST, ANNA, IL 62906-1614

Mortgage

Document Number	2017R0802
Date	May 03, 2017
Instrument	2017R0802

Lender

Name	THE CITY NATIONAL BANK OF METROPOLI

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Apr 28, 2047

Interest

Rate	5%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Union County
Unified School District	Cobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,779.00 (+12.1%)	$41,500 (+24.3%) Land $10,730 Building $30,770	$124,500 (+24.3%) Land $32,190 Building $92,310
2022	$1,587.00 Homeowner's exemption	$33,387 Land $8,625 Building $24,762	$100,161 Land $25,875 Building $74,286

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (17181C), updated May 2, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`04-31-02-797`
Alternative APN	`04-31-100-002`

Exterior

Architectural Style	Mobile Home Style
Lot Area	1,035,857 sqft (23.7 acres)

Location & Zoning

Street Address	425 PINE TREE LN
City	COBDEN
State	IL
Zip	62920-3808
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	S31 T11 R1W PT E 1/2 NW MH RE
Legal Range	01W
Legal Township	11
Legal Section	31
Jurisdiction	UNION IL
Minor Civil Division	COBDEN DISTRICT 2
Census Blockgroup	1
Census Block	1061
Census Tract	950200

425 Pine Tree Ln, Cobden, IL 62920 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2017: Executor's Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Nearby Properties on Pine Tree Ln

Nearby Streets

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