Etowah County property record for 90 Pine Harbor Ln, Gadsden, AL 35903
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,556 sqft · built 1998 |
| Lot Size | 0.92 acres (40,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $899 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-22-0-000-011.000 |
| Primary APN | 15-05-22-0-000-011.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,556 sqft Living Area |
| 1st Floor Area | 1,932 sqft |
| 2nd Floor Area | 624 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Foundation Type | Crossed Walls |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 40,000 sqft (0.92 acres) |
| Lot Dimensions | 200 ft deep x 200 ft wide |
| Garage Type | Mixed |
| Garage Area | 950 sqft |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 512 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 217919 |
|---|---|
| Street Address | 90 PINE HARBOR LN |
| City | GADSDEN |
| State | AL |
| Zip | 35903-2965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR LT 13 PINE HARBOR PLAT K-30 22-12-6 1912-29,1953-09,D-2006-3241847,D-2012-3377450 D-2016-3444114(ROS) |
| Legal Range | 6E |
| Legal Township | 12S |
| Legal Section | 22 |
| Legal Subdivision | PINE HARBOR SUB |
| Legal Lot Number | 13 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | GADSDEN |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 1600 |
Source: Etowah County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 90 PINE HARBOR LN, GADSDEN, AL 35903-2965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Unified School District | Etowah County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $899.00 (-7.7%) Homeowner's exemption | ||
| 2025 | $974.00 Homeowner's exemption | $28,440 (+0.04%) Land $4,220 Building $24,220 | $284,300 (-) Land $42,200 Building $242,100 |
| 2023 | $974.00 (+14.45%) Homeowner's exemption | $28,430 (+13.63%) Land $4,220 Building $24,210 | $284,300 (+13.63%) Land $42,200 Building $242,100 |
| 2022 | $851.00 Homeowner's exemption | $25,020 Land $4,220 Building $20,800 | $250,200 Land $42,200 Building $208,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Oct 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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