Etowah County property record for 124 Pine Harbor Ln, Gadsden, AL 35903
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,504 sqft · built 2003 |
| Lot Size | 0.3 acres (13,104 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,074 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-22-0-000-011.006 |
| Primary APN | 15-05-22-0-000-011.006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,504 sqft Living Area |
| 1st Floor Area | 1,636 sqft |
| 2nd Floor Area | 868 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,104 sqft (0.3 acres) |
| Lot Dimensions | 126 ft deep x 104 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,280 sqft |
| Loading Dock | 736 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 072446 |
|---|---|
| Street Address | 124 PINE HARBOR LN |
| City | GADSDEN |
| State | AL |
| Zip | 35903-2964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR LT 6 PINE HARBOR PLAT K-30 22-12-6 D-1996-2293 PINE HARBOR K-30 LT 006 |
| Legal Lot Number | 6 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | GADSDEN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 1600 |
Source: Etowah County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 124 PINE HARBOR LN, GADSDEN, AL 35903-2964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Unified School District | Etowah County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,074.00 (+12.46%) Homeowner's exemption | ||
| 2025 | $955.00 (-4.79%) Homeowner's exemption | $27,900 (+0.11%) Land $1,800 Building $26,100 | $278,800 (+0.04%) Land $17,900 Building $260,900 |
| 2023 | $1,003.00 (+51.28%) Homeowner's exemption | $27,870 (+23.98%) Land $1,790 Building $26,080 | $278,700 (+23.98%) Land $17,900 Building $260,800 |
| 2022 | $663.00 Homeowner's exemption Senior Citizen's exemption | $22,480 Land $1,790 Building $20,690 | $224,800 Land $17,900 Building $206,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Oct 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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