Worcester County and Holden Town property record for 90 Phillips Rd, Holden, MA 01520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,818 sqft · built 1935 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Jun 2014) |
| Tax Bill | $5,837 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:147 B:101 |
| Primary APN | HOLD M:147 B:101 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,818 sqft Living Area |
| Gross Area | 2,983 sqft |
| 1st Floor Area | 978 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,750 sqft (0.66 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2343 |
|---|---|
| Street Address | 90 PHILLIPS RD |
| City | HOLDEN |
| State | MA |
| Zip | 01520-2545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 101 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 728300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Holden Center Historic District listed 1977 · 11 contributing resources · NRIS 77000194 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
90 Phillips Rd is owned and occupied by an individual who bought it in June 2014.
Source: Worcester County and Holden Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 90 PHILLIPS RD, HOLDEN, MA 01520-2545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC |
| Mar 22, 2017 | Deed of Trust, Mortgage NORTHPOINT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2014 · Amount on File |
| Deed Sale | Jun 20, 2014 · Amount on File |
| Prior Sale | Dec 13, 2007 · Amount on File |
| Deed Document Number | 201454039 |
| Deed Book / Page | 52459 / 46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 90 PHILLIPS RD, HOLDEN, MA 01520-2545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64387-341 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 64387/341 |
| Instrument | 16281 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 90 PHILLIPS RD, HOLDEN, MA 01520-2545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 56875-156 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 56875/156 |
| Instrument | 28501 |
| Name | NORTHPOINT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2026 property tax bill for 90 Phillips Rd was $5,837, up 2.3% from the year before.
Source: Worcester County and Holden Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,837.00 (+2.3%) | $433,000 (+5.17%) Land $156,400 Building $276,600 | $527,448 (+17.53%) |
| 2025 | $5,706.00 (+8.54%) | $411,700 (+10.82%) Land $148,900 Building $262,800 | $448,780 |
| 2024 | $5,257.00 (-0.57%) | $371,500 (+5.33%) Land $144,500 Building $227,000 | |
| 2023 | $5,287.00 | $352,700 Land $125,700 Building $227,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 90 Phillips Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 90 Phillips Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000 |
|---|---|
| Water Source | Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ripple Fiber.
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