79 Phillips Rd, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 79 Phillips Rd, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,814 sqft · built 1900
Lot Size	0.49 acres (21,360 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Aug 2018)
Tax Bill	$6,824 (2026)
Deeds & Mortgages	Jan 2020 Refinance Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:147 B:107`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:147 B:107`
Alternative APNs	`M:00147 P:00107` `9305`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,814 sqft Living Area
Gross Area	4,410 sqft
1st Floor Area	882 sqft
Attic	Attic
Attic Area	880 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,360 sqft (0.49 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	9305
Street Address	79 PHILLIPS RD
City	HOLDEN
State	MA
Zip	01520-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	107
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1013
Census Tract	728300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Holden Center Historic District listed 1977 · 11 contributing resources · NRIS 77000194

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	79 PHILLIPS RD, HOLDEN, MA 01520-2534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SECURITY FIRST MORTGAGE FUNDING
Aug 30, 2018	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Prior Sale	Jun 28, 1996 · Amount on Record
Deed Book / Page	59335 / 150
Transfer Doc	059335-150
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	79 PHILLIPS RD, HOLDEN, MA 01520-2534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61783-357
Date	Jan 23, 2020
Book Page	61783/357
Instrument	7317

Lender

Name	SECURITY FIRST MORTGAGE FUNDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Aug 30, 2018
Property Address	79 PHILLIPS RD, HOLDEN, MA 01520-2534
Document Number	59335-150
Book / Page	59335 / 150
Instrument	91582
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	593350153
Date	Aug 30, 2018
Instrument	59335/0153

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,824.00 (+2.32%)	$506,200 (+5.2%) Land $147,600 Building $358,600	$583,952 (+13.7%)
2025	$6,669.00 (+6.11%)	$481,200 (+8.33%) Land $140,500 Building $340,700	$513,570
2024	$6,285.00 (-1.64%)	$444,200 (+4.2%) Land $136,500 Building $307,700
2023	$6,390.00	$426,300 Land $118,600 Building $307,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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