90 Old Adobe Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 90 Old Adobe Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,593 sqft · built 2025
Lot Size	4.96 acres (216,363 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2017)
Tax Bill	$8,901 (2025)
Deeds & Mortgages	Nov 2020 Construction Loan Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-171-52`

Property Details

APN / Parcel Number

Primary APN	`049-171-52`
Alternative APN	`049-171-52-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,593 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Construction Type	Wood
Roof Material	Metal
Lot Area	216,363 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	90 OLD ADOBE RD
City	WATSONVILLE
State	CA
Zip	95076-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU
Legal Subdivision	LANDS OF WILLIAM H & DAWN L DRAVES
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1014
Census Tract	110700

Owner

Source: Santa Cruz County records · APN 049-171-52

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1917 BIRD AVE, SAN JOSE, CA 95125-1828
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Dec 05, 2017	Grant Deed, Transfer · Conventional Mortgage GREGORY DUNFORD
Dec 05, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 05, 2017 · Amount on Record
Deed Sale	Dec 05, 2017 · Amount on Record
Deed Document Number	201740852
Prior Transfer Date	Dec 01, 2017
Prior Transfer Doc	0000040851
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	90 OLD ADOBE RD, WATSONVILLE, CA 95076
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1917 BIRD AVE, SAN JOSE, CA 95125-1828

Mortgage

Document Number	0000048461
Date	Nov 16, 2020
Instrument	2020-0048461

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Sep 01, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 05, 2017
Property Address	90 OLD ADOBE RD, WATSONVILLE, CA 95076
Document Number	0000040852
Instrument Date	Dec 01, 2017
Instrument	40852
Transaction Type	Transfer
Record Updated	Jan 05, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	189 HERLONG AVE SAN JOSE CA 951233718, SAN JOSE, CA 95123-3718

Mortgage

Document Number	40853
Date	Dec 05, 2017
Instrument	40853

Lender

Name	GREGORY DUNFORD
Address	245 CENTER AVE, APTOS, CA 95003-4472
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 05, 2017
Property Address	90 OLD ADOBE RD, WATSONVILLE, CA 95076
Document Number	0000040851
Instrument Date	Dec 01, 2017
Instrument	40851
Transaction Type	Transfer
Record Updated	Jan 05, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	115 BROWNS VALLEY RD WATSONVILLE CA 950760325, WATSONVILLE, CA 95076-0325

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$773,905 (+5.29%) Land $406,205 Building $367,700
2025	$8,901.00 (+69.22%)	$735,040 (+60.43%) Land $398,240 Building $336,800
2023	$5,260.00 (+18.23%)	$458,176 Land $382,776 Building $75,400	$395,730
2022	$4,449.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1982–2011)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Mar 2011 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cruzio Internet.

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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