160 Old Adobe Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 160 Old Adobe Rd, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,184 sqft · built 1977
Lot Size1.88 acres (82,328 sqft)
Owner2 Individual Names on Record
Last Sale$555,000 (Jan 2004)
Tax Bill$9,849 (2025)
Deeds & MortgagesApr 2022 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN049-501-05

Property Details

APN / Parcel Number

Primary APN049-501-05
Alternative APNs
  • 049-501-08-000
  • 04950105000
  • 049-501-08

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,184 sqft Living Area
Gross Area2,643 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area82,328 sqft
TerrainSteep
View / LotMountain
Garage TypeAttached
Garage Area459 sqft
Parking Spaces2 Parking Spaces
Deck Area370 sqft
Patio Area370 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel Number04950105000
Street Address160 OLD ADOBE RD
CityWATSONVILLE
StateCA
Zip95076-8575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal SubdivisionSAN ANDREAS RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2022
Census Tract122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address160 OLD ADOBE RD, WATSONVILLE, CA 95076-8575
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
BAY FCU
Sep 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
BAY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2004 · Amount on Record
Deed SaleJan 9, 2004 · Amount on Record
Deed Document Number20041523
Last Transfer DateApr 7, 2022
Transfer Doc0000012048
Record UpdatedSep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateApr 14, 2022
Property Address160 OLD ADOBE RD, WATSONVILLE, CA 95076-8575
Document Number0000012048
Map ReferenceVOL 690 PG 453
Instrument DateApr 7, 2022
Instrument2022-0012048
Transaction TypeTransfer
Record UpdatedSep 5, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address160 OLD ADOBE RD, WATSONVILLE, CA 95076-8575

Mortgage

Document Number0000012049
DateApr 14, 2022
Instrument2022-0012049
Lender
NameBAY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address160 OLD ADOBE RD, WATSONVILLE, CA 95076-8575
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030403
DateSep 13, 2017
Instrument2017-0030403
Lender
NameBAY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2032

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$816,245 (+2%) Land $511,696 Building $304,549
2025$9,849.00 (+10.48%) Homeowner's exemption$800,240 (+4.04%) Land $501,663 Building $298,577
2023$8,915.00 Homeowner's exemption$769,166 Land $482,183 Building $286,983$1,461,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2016–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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