90 Morningside Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 90 Morningside Dr, Falling Waters, WV 25419

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 2,052 sqft · built 1993
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Dec 2025)
Tax Bill	$1,293 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-13M-0110.0000`

Property Details

APN / Parcel Number

Primary APN	`02-13M-0110.0000`
Alternative APNs	`02-02-13M-0110.0000` `07213421`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
1st Floor Area	880 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Family Room	Family Room

Exterior

Year Built	Built 1993
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.05 acres)
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07213421
Street Address	90 MORNINGSIDE DR
City	FALLING WATERS
State	WV
Zip	25419-4053
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	.05 ACRE LOT 14 PHASE I SPRING MILLS TOWNHOUSE LOTS
Legal Lot Number	14
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2000
Census Tract	971105

Owner

Source: Berkeley County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage ACCESS NATIONAL BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK
Sep 21, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Sep 21, 2018 · Amount on Record
Deed Document Number	20250037016
Deed Book / Page	1551 / 283
Record Updated	Jun 8, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Dec 29, 2025
Property Address	90 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053
Document Number	001551/283
Book / Page	1551 / 283
Map Reference	PC 4 SL 101
Instrument Date	Dec 18, 2025
Instrument	20250037016
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053

Mortgage

Document Number	20250037017
Date	Dec 29, 2025
Instrument	20250037017

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	90 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3302/246
Date	Sep 21, 2018
Book Page	3302/246
Instrument	20180036020

Lender

Name	ACCESS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	90 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3582/545
Date	Oct 28, 2020
Book Page	3582/545
Instrument	20200034225

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Sep 21, 2018
Property Address	90 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053
Document Number	1224/609
Book / Page	1224 / 609
Map Reference	PC 4 SL 101
Instrument Date	Sep 17, 2018
Instrument	20180036018
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Tax	$1,135.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,293.00 (+1.81%)	$106,380 (+5.85%) Land $30,600 Building $75,780	$177,300 (+5.85%) Land $51,000 Building $126,300
2023	$1,270.00	$100,500 Land $24,540 Building $75,960	$167,500 Land $40,900 Building $126,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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