84 Morningside Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 84 Morningside Dr, Falling Waters, WV 25419

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 1,836 sqft · built 1993
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$137,367 (Oct 2021)
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-13M-0113.0000`

Property Details

APN / Parcel Number

Primary APN	`02-13M-0113.0000`
Alternative APNs	`02-02-13M-0113.0000` `07213418`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
1st Floor Area	732 sqft
Basement Area	384 sqft
Finished Basement	384 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.05 acres)
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07213418
Street Address	84 MORNINGSIDE DR
City	FALLING WATERS
State	WV
Zip	25419-4053
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	.05 ACRE LOT 11 PHASE I SPRING MILLS TOWNHOUSE LOTS
Legal Subdivision	SPRING MILLS SUB PH 1
Legal Lot Number	11
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2000
Census Tract	971105

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	84 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Apr 25, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 8, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Dec 28, 2012 · Amount on Record
Deed Document Number	20210036950
Deed Book / Page	1362 / 431
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	84 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003974/676
Date	Dec 2, 2022
Book Page	3974/676
Instrument	20220041583

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.35%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	4.35%
Max Rate At Change	8.35%
Index	1-Year CMT
Max Rate	10.3%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	84 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3256/032
Date	Apr 25, 2018
Book Page	3256/032
Instrument	20180015242

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Sep 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	84 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3429/257
Date	Nov 8, 2019
Book Page	3429/257
Instrument	20190033837

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,009.00 (+3.59%) Homeowner's exemption	$103,020 (+6.12%) Land $30,600 Building $72,420	$171,700 (+6.12%) Land $51,000 Building $120,700
2023	$974.00 Homeowner's exemption	$97,080 Land $24,540 Building $72,540	$161,800 Land $40,900 Building $120,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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