Henderson County property record for 90 McMichael Ln, Flat Rock, NC 28731 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 974 sqft · built 1950 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,000 (Apr 2006) |
| Tax Bill | $953 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9597393142 |
| Primary APN | 9597393142 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 974 sqft Heated Area |
| 1st Floor Area | 644 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 202121 |
|---|---|
| Street Address | 90 MCMICHAEL LN |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-6660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR1801 OFF JACKSON LOOP RD |
| Legal Block | 39 |
| Legal Lot Number | 3142 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 930201 |
Source: Henderson County records · APN 9597393142
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 90 MCMICHAEL LN, FLAT ROCK, NC 28731-6660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2006 · Amount on Record |
| Deed Sale | Apr 28, 2006 · Amount on Record |
| Prior Sale | Apr 27, 2006 · Amount on Record |
| Deed Book / Page | 1271 / 660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 90 MCMICHAEL LN, FLAT ROCK, NC 28731-6660 |
| Document Number | 0033110351 |
| Instrument Date | Mar 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 90 MCMICHAEL LN FLAT ROCK NC 287316660, FLAT ROCK, NC 28731-6660 |
| Document Number | 0033110351 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 003311/000351 |
| Instrument | 900180 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802-0010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,900 (+1.86%) Land $33,400 Building $136,500 | ||
| 2025 | $953.00 | ||
| 2023 | $166,800 Land $33,400 Building $133,400 | $169,900 Land $33,400 Building $136,500 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899302011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Cable | 940 / 35 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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