130 McMichael Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 130 McMichael Ln, Flat Rock, NC 28731

Property Summary

Property TypeMobile Home
Details3 bd · 2.5 ba · 540 sqft · built 1973
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (May 2023)
Tax Bill$246 (2025)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN9597392013

Property Details

APN / Parcel Number

Primary APN9597392013
Alternative APNs
  • 00959739201355
  • 9932755

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area540 sqft Heated Area
1st Floor Area540 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1980
Architectural StyleMobile Home
Exterior MaterialMetal
Foundation TypeNo Foundation
Roof TypeFlat
Roof MaterialMetal
Lot Area20,909 sqft (0.48 acres)
Garage TypeMixed
Garage Area1,468 sqft
PorchOpen Porch
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number9932755
Street Address130 MCMICHAEL LN
CityFLAT ROCK
StateNC
Zip28731
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code9932755~R2
Legal DescriptionSR1801 OFF JACKSON LOOP
Legal SubdivisionWALDEN MHP
Legal Block39
Legal Lot Number2013
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1010
Census Tract930201

Owner

Source: Henderson County records · APN 9597392013

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2121 AVENUE K, GALVESTON, TX 77550-4644
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 23, 2023 · Amount on Record
Deed SaleMay 23, 2023 · Amount on Record
Prior SaleSep 27, 2007 · Amount on Record
Deed Document Number2023998225
Deed Book / Page4047 / 112
Prior Transfer DateSep 20, 2007
Prior Transfer Doc0013350536
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address130 MCMICHAEL LN, FLAT ROCK, NC 28731
Transaction TypeMortgage
Record UpdatedJan 04, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040470117
DateMay 23, 2023
Book Page4047/117
Instrument1000998226
Lender
NameTIMOTHY L TAYLOR
TypePrivate Party
Address15 EDELWEISS DR, HORSE SHOE, NC 28742
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$44,000 (-) Land $28,600 Building $15,400
2025$246.00$44,000 (-) Land $28,600 Building $15,400
2023$44,000 Land $28,600 Building $15,400$44,000 Land $28,600 Building $15,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable
940 / 35
AT&T
DSL
100 / 20

May also be available: Verizon.

Based on FCC filings for 110 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McMichael Ln

Nearby Streets

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