Madison County property record for 90 Lorraine Ct, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,012 sqft |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,500 (Aug 2019) |
| Tax Bill | $1,341 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Aug 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B009-0012-0068-1 |
| Primary APN | B009-0012-0068-1 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,012 sqft Living Area |
| Exterior Material | Wood |
|---|---|
| Lot Area | 33,977 sqft (0.78 acres) |
| Account Number | 40290 |
|---|---|
| Street Address | 90 LORRAINE CT |
| City | BEREA |
| State | KY |
| Zip | 40403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 |
| Legal Subdivision | LORRAINE |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11303 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 LORRAINE CT, BEREA, KY 40403-1318 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Aug 25, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Mar 3, 2020 | Intrafamily Transfer, Transfer WHITAKER BANK INC |
| Mar 3, 2020 | Intrafamily Transfer, Transfer WHITAKER BANK INC |
| Aug 8, 2019 | Deed, Transfer WHITAKER BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on Record |
| Deed Sale | Aug 8, 2019 · Amount on Record |
| Deed Document Number | 20192013996886 |
| Deed Book / Page | 777 / 129 |
| Last Transfer Date | Jul 24, 2021 |
| Transfer Doc | 00D810/437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 108 LORRAINE CT, BEREA, KY 40403-1318 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 108 LORRAINE CT, BEREA, KY 40403-1318 |
| Document Number | 0M2177/500 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | M2177/500 |
| Instrument | 2014102469 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 8, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 25, 2021 |
| Property Address | 108 LORRAINE CT, BEREA, KY 40403-1318 |
| Document Number | 00D810/437 |
| Book / Page | D810 / 437 |
| Map Reference | MB 25 PG 8 |
| Instrument Date | Jul 24, 2021 |
| Instrument | 2014050015 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 N 20TH ST, 112, LOUISVILLE, KY 40203-1124 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 687, HANA, HI 96713-0687 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 3, 2020 |
| Property Address | 108 LORRAINE CT, BEREA, KY 40403-1318 |
| Document Number | D00785/203 |
| Book / Page | D00785 / 203 |
| Map Reference | LB 25 PG 8 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 2014008247 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1200 RAVENWOOD DR, 1200, CORBIN, KY 40701-2172 |
| Name | Verified Name |
|---|---|
| Address | 106 LORRAINE CT, BEREA, KY 40403-1318 |
| Document Number | 2014008248 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 2014008248 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Feb 18, 2030 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 3, 2020 |
| Property Address | 90 LORRAINE CT, BEREA, KY 40403 |
| Document Number | D00785/203 |
| Book / Page | D00785 / 203 |
| Map Reference | LB 25 PG 8 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 2014008247 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1200 RAVENWOOD DR, CORBIN, KY 40701-2172 |
| Name | Verified Name |
|---|---|
| Address | 106 LORRAINE CT, BEREA, KY 40403-1318 |
| Document Number | 2014008248 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 2014008248 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Feb 18, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 8, 2019 |
| Property Address | 108 LORRAINE CT, BEREA, KY 40403-1318 |
| Document Number | D00777/129 |
| Book / Page | D00777 / 129 |
| Map Reference | MB 25 PG 8 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 2013996886 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 LORRAINE CT, 106, BEREA, KY 40403-1318 |
| Name | Verified Name |
|---|---|
| Address | 1200 RAVENWOOD DR, CORBIN, KY 40701-2172 |
| Document Number | 2013996887 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 2013996887 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 8, 2029 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,341.00 (-8.84%) | $112,500 (-) | $112,500 (-) |
| 2023 | $1,471.00 | $112,500 | $112,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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