104 Lorraine Ct, Berea, KY 40403 Property Records

Madison County property record for 104 Lorraine Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft
Owner	Individual Name on File
Last Sale	$4,000 (Nov 2019)
Tax Bill	$1,035 (2025)
Deeds & Mortgages	Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`B009-0012-0065`

Property Details

APN / Parcel Number

Primary APN	`B009-0012-0065`
Alternative APNs	`124275` `87202` `53835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,834 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	53835
Street Address	104 LORRAINE CT
City	BEREA
State	KY
Zip	40403-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	104 LORRAINE CT
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2013
Census Tract	11303

Owner

104 Lorraine Ct is owned and occupied by an individual who bought it in November 2019.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	104 LORRAINE CT, BEREA, KY 40403-1318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Jun 6, 2011 · Amount on File
Deed Document Number	2014002438
Deed Book / Page	D00781 / 273
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 15, 2019
Property Address	104 LORRAINE CT, BEREA, KY 40403-1318
Document Number	D00781/273
Book / Page	D00781 / 273
Map Reference	MB 28 PG 318
Instrument Date	Nov 12, 2019
Instrument	2014002438
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Tax	$4.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 S LAKESHORE CT, 418, GILBERT, SC 29054-9455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LORRAINE CT, BEREA, KY 40403-1318

Tax Assessment & Valuation

The 2025 property tax bill for 104 Lorraine Ct was $1,035 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,035.00 Homeowner's exemption	$136,000	$136,000
2023	$754.00 Homeowner's exemption	$104,000	$104,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Lorraine Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Lorraine Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20