90 Lambs Ferry Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 90 Lambs Ferry Rd, Loretto, TN 38469

Property Summary

Property TypeRural Home
Details1 ba · 1,456 sqft · built 1990
Lot Size28.2 acres (1,228,828 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (Jun 2013)
Tax Bill$2,332 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Jul 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN050133 01908

Property Details

APN / Parcel Number

Primary APN050133 01908
Alternative APN
  • 133 01908

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,228,828 sqft (28.2 acres)
TerrainRolling

Exterior Amenities

PorchPorch
Porch Area245 sqft
Shed1 Shed
Shed Area144 sqft
Utility Building360 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address90 LAMBS FERRY RD
CityLORETTO
StateTN
Zip38469-2815
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDISTRICT: 5
JurisdictionLAWRENCE TN
Township / Civil Division5
Census Block Group1
Census Block1094
Census Tract960800

Owner

Source: Lawrence County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address90 LAMBS FERRY RD, LORETTO, TN 38469-2815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed of Trust, Mortgage · Line of Credit
BUILTWELL BANK
Jul 13, 2017Loan Modification, Mortgage
FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2013 · Amount on Record
Deed SaleJun 10, 2013 · Amount on Record
Deed Document Number20133056
Deed Book / Page411 / 344
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Property Address90 LAMBS FERRY RD, LORETTO, TN 38469-2815
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000690491
DateSep 12, 2022
Book Page690/491
Instrument22006249
Lender
NameBUILTWELL BANK
TypeBank
AddressLAWRENCEBURG, TN 38464
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueAug 20, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAWRENCE TN
Property Address90 LAMBS FERRY RD, LORETTO, TN 38469-2815
Document Number512857
Instrument DateJul 13, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address90 LAMBS FERRY RD LORETTO TN 384692815, LORETTO, TN 38469-2815

Mortgage

Document Number512857
DateJul 28, 2017
Book Page000512/000857
Instrument3882
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressLAWRENCEBURG, TN 38464
Agreement
AmountAmount Recorded
Term60 Months
DueJul 27, 2022

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,332.00 Additional exemption filed$116,000 (-) Land $11,375 Building $104,625
2023$2,332.00 Additional exemption filed$116,000 (-) Land $11,375 Building $104,625
2022$2,332.00$116,000 Land $11,375 Building $104,625$504,600 Land $86,100 Building $418,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 57% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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